Relationship
When the tides change
GONG! Gong! Gong! Gong! Fellow Umofians! I bring you good tidings from our forebearers! It is another day in our great land!
Umofians, there is good news from the village square! Hear ye, good people! Good deeds are like perfume, wafting sweet fragrances to our noses. You see, I recall market tales of a boy wonder, providing good roads, water, clothes, and food, making life comfortable for his community. Today, he stands before us ready to serve his people at the national level.
A big Akwaaba to this boy wonder! And as we the Ewes say, Woezor! We Umofians have long since heard of your good deeds and sung your praises! And now, as the winds of change sweep through the community, they carry the whispers of gratitude, louder than the rustling of harmattan leaves! Ayekoo! Indeed, no sun sets without its histories and you have written yours in golden letters. Y3 ma wo amo! Well done!
Speaking of change, Umofians, have you noticed how opinions can shift faster than Accra traffic during rush hour?
Ehe, I remember vividly that we were in this country when this boy wonder, now our illustrious lawmaker, was the self-appointed ‘Siren Police,’ vehemently opposing MPs for the use of sirens on our busy roads. But now the tides have changed, fellow Umofians, our rhythms are beating differently and we are singing a new tune. Indeed, life has a funny way of tooting its own horn… literally!
Buckle up, Umofians! Here is what you missed.
Breaking news from the village square: our newest Honourable member has had a change of heart! It seems he has traded in his ‘Siren Police’ badge for a dispatch rider’s helmet. Why, you ask? He had a scheduling conflict – attending the 92nd National Convention (Jalsa) of the Ahmadiyya Muslim at Gomoa Pomadze and parliamentary duties on the same day. Talk about multitasking!
Fellow Umofians, it seems the tides have indeed changed and so has our Honourable member’s tune! They say the wearer of the shoe knows where it hurts the most and now our Honourable member is feeling the pinch!
You see, it is ridiculously easy to play judge when you are sitting on the sidelines, sipping on a cold bottle of ‘Club Beer’, and watching the game unfold. But what happens when you are suddenly thrust into the hot seat?
Perhaps our dearest newest boy wonder has found out. After all, nothing screams “I have seen the light!” quite like being stuck in the mother of all traffic jams, late for a meeting. Suddenly, the wail of sirens seems like a symphony of efficiency. Honourable, your dramatic U-turn is a classic tale of “if you cannot beat them, join them.”
Until next time, stay vigilant and keep smiling!
To be continued……
With Eyram, the Tale Bearer
Parenting teens can be challenging. But it can also be a joy. The key is to know how to care for yourself, first and foremost. Before you have children, you might think that parenting will come naturally. And, to some degree, it does. But there are days (and sometimes months and years) when all parents could use some extra support.
Last week we looked at some four simple yet powerful approaches for parenting teens that build strong relationships for the long-run. Here are the remaining two:
4: Keep communication going
Because we are often busy and distracted, we do not always take the time to really focus on our kids when they’re trying to tell us something. Take advantage of the time you have together. Having dinner together as a family, using car time to talk, or chatting before bed are good ways to stay in daily touch with your teen. Prioritise quality time as well as quantity: Consider having breakfast out on the weekend as a special catch-up time to chat about the week. Or schedule monthly “family meetings” to discuss how things have been going and any conflicts that have arisen.
5. Be an empathetic listener
Listening with empathy and caring is one of the most important tips on parenting a teenager. Researchers have shown that people’s brain patterns synchronise when they listen closely to one another and watch each other’s expressions. As a result, the connection between them becomes stronger. Not feeling truly heard can lead to isolation and lack of self-esteem which are the root causes of anxiety, depression, and substance abuse. Therefore, take listening seriously. It’s not just a way of coping with teenagers; it has an enormous impact on their well-being.
The price of ‘I do’: Why money honesty is the real marriage insurance –Part 2
She did not find out he was cheating. She found out he was drowning.
It was two weeks after their beautiful wedding. The jollof was still in the fridge. A loan officer called her number-not his-and politely asked, “Madam, please tell your husband to pay his overdue loan. We have been calling him.”
That was how she discovered her new husband had entered their marriage with a hidden debt of over GH¢ 40,000. No cheating. No other woman. Just a financial secret.
And that is how many Ghanaian marriages begin to die. Not with a shout, but with a secret alert on a phone.
We prepare for the wedding. We do not prepare for the wallet.
What is money honesty?
Let me define it simply. Money honesty is not that you both earn the same. It is that you both know the same. It is the ability to sit down and say without fear:
“This is how much I earn.”
“This is how much I owe.”
“This is how I was raised to see money.”
“This is what scares me about money.”
Financial transparency is not about control. It is about clarity. You cannot build trust on top of secrets.
Many couples tell me, “Counsellor, we love each other, love will handle money.” I always answer, “Love is the car, but money honesty is the fuel. Love without honesty cannot move.”
How To Buy Your Marriage Insurance Today – My 5-Step Protocol
If you are engaged, newly married, or even 20 years in marriage, you can still fix this. At Counsellor Prince & Associates Consult—CPAC, this is what I give couples:
Step 1: The 90-Minute Money Naked Session.
No phones, no blame. Each partner writes down on paper: Monthly income, monthly debts, monthly family obligations, savings, and your biggest money fear. Then you exchange papers. Read it. Don’t react for 24 hours. Just absorb.
Step 2: Create OUR Money, YOUR Money, My Money.
You need three pots. OUR money for rent, food, school fees, utilities, properties, and the like— joint contribution. YOUR money and MY money—a small agreed allowance no one questions. This stops the feeling of being controlled.
Step 3: The No-Secret Debt Rule.
Agree from today: No new loan, no new hire purchase, no new family financial commitment above GHS 500 without telling each other first. Not permission, but information.
Step 4: Talk About Your Money Personality.
Are you a Spender or a Saver? Are you Risky or Safe? Most Ghanaian marriages are a Spender married to a Saver. Neither is wrong. But if you don’t understand your partner’s personality, you will call his saving “stinginess” and her spending “wastefulness.”
Step 5: Do a Monthly 30-Minute Money Date
Not an argument date. Light, with tea. “How did we do this month? What worried you? What should we plan for next month?” Couples who do this divorce far less.
My Final Word
Before you say “I Do” at the altar, have pre-marital counselling and also have the money talk on the sofa.
Ask your partner:
“If I lost my job today, how long can we survive?”
“What debt are you bringing into this marriage?”
“How much do you send to your family monthly and will that continue?”
If he or she gets angry that you asked, don’t get married yet. A person who is angry about accountability will be abusive about money.
Marriage insurance is not bought at Star Assurance or Enterprise. It is bought in honest conversations when no one is watching.
The wedding costs one day. The marriage costs a lifetime. Don’t enter a lifetime contract and covenant with hidden costs.
You can still insure your marriage today.
Source:
Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.
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