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Editorial

Curb fraud in financial institutions!

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In recent times it has emerged that fraudulent activities in many financial institutions are on the increase and that some members of staff of these financial institutions are involved in such unfortunate acts.

Consequently, the Bank of Ghana has advised all banks as well as savings and credit institutions, to take proactive measures aimed at preventing such negative practices.

The banking sector constitutes an important part of the economy, so fraudulent activities involving some banking staff tend to downgrade the confidence that people have in the financial sector. This can create serious problems for any country.

The banks are institutions for the mobilisation of financial resources to facilitate business growth in the economy.

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Such fraudulent acts, therefore, have the tendency not only to destroy financial institutions in the country, but to throw economic growth out of gear.

For that reason, The Spectator is appealing to all financial institutions to up their game in terms of security measures to ensure that fraudulent deals are prevented if not minimised.

One way of doing this is to ensure that prospective employees are properly screened so that would-be fraudsters are not engaged under any circumstances to enter the financial institutions.

Another measure is to ensure that those who are caught in fraudulent deals are given severe punishment to deter others from engaging in such unpleasant activities.

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As many people are in need of employment, prospective employees should not be selected based on whom you know. If people are recruited on the basis of whom you know, prospective fraudsters cannot be weeded out.

It is, therefore, important that honest people are scrutinised and employed to work in our financial institutions, be it the banks or savings and loans institutions.

This is how we can protect ourselves against fraud to ensure that decent jobs are carried out by all the financial institutions in the country.

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Editorial

Road safety must begin with us the users

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Road Safety begins with you

Dear Editor,

Before we start blaming the government, the authorities and how bad our roads are, perhaps we should first ask ourselves what role we played in making our roads unsafe.

Road safety is often discussed as though it is solely the responsibility of the government and law enforcement agencies, neglecting our roles we play to make the roads unsafe.

While authorities have an important role to play, the behaviour of individual road users remains equally important.

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A driver who speed, overtakes recklessly, uses phone while driving or drives when tired is making a decision that could affect many lives.

A motorcyclist who ignored traffic light and also refuse to wear a helmet, passengers who encourage the driver to speed and the pedestrians who crosses a busy road carelessly can also contribute to danger.

We must therefore develop a strong culture of personal responsibilities on our roads.

Drivers should obey speed limit, avoid distractions and ensure their vehicles are road worthy, passengers should also not encourage reckless driving simply because they want to arrive at their destination quickly whiles pedestrians must also exercise greater caution when crossing roads.

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 At the same time authorities must continue to improve road infrastructures, enforce traffic regulations consistently and educate the public about responsible road use.

Road safety cannot succeed through enforcement alone; it requires change in attitude. If each road user understand that another person’s life may depend on their decision, our road can become safer.

Let us not wait for another crash before we remember the value of life. Thank you for the space.

From Akwasi Aaron

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Accra.   

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Editorial

Free SHS does not mean free parenting

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Dear Editor,

I was concerned by a point raised during a radio review about the growing expectation among some parents that once their children attend government schools, particularly under the Free SHS programme, the government must provide virtually everything they need.

This mindset deserves serious public discussion.

The introduction of Free SHS has undoubtedly lifted a significant financial burden from parents. Government is already absorbing substantial costs associated with the education of thousands of Ghanaian children. Students in public second-cycle institutions also benefit from provisions such as tuition support, meals and other essential services.

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However, Free SHS should not be interpreted as free parenting. A parent should not expect the government to provide every personal item a child needs simply because the child attends a public school. Items such as mattresses, sponges, toiletries, clothing, chop boxes and other personal necessities should, where possible, remain part of the parent’s responsibility.

The same principle applies at the basic-school level. Government has a responsibility to provide quality education and create an enabling environment for children to learn. Parents, however, have an equally important responsibility to support their children’s education and welfare.

Government cannot and should not replace the family. When parents gradually transfer every responsibility to the state, we risk creating a culture of dependency in which citizens expect government to solve every personal problem. That is neither sustainable nor healthy for our development as a nation.

We must therefore appreciate the support government provides while recognising that education is a shared responsibility. Parents must continue to contribute according to their means, schools must do their part, and government must continue providing the necessary educational infrastructure and support. Rather than asking, “What else will government give us?” parents should also ask, “What can I do to support my child’s education?”

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Free education is a public investment, not an invitation for parents to abandon their responsibilities. Ghanaians must therefore change the mentality that government must provide everything. The state can carry a significant portion of the burden, but the family must never surrender its responsibility.

Free SHS should make education more accessible not make parenting optional.

From Desmond Aidoo

Sowutuom

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