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The controversy rages on: Churches’ statutory tax obligation to the state …to pay or not to pay?
In this beautiful country called Ghana, Churches are not required to pay taxes on their properties to the state because they are considered rendering services to God. They are not required to also disclose their finances in whatever form to government. They are, therefore, exempt from payment of income tax even though they receive other favourable treatment under the law.
This practice has existed for many years during which the country had a limited number of churches which concentrated on the word of God and did not make profit margin their primary objective. Churches generate their income through offering, pledges, sponsorships, memorials, capital campaigns as a normal practice.
PROLIFERATION OF CHURCHES AND NON-PAYMENT OF TAXES
With the emergence and proliferation of thousands of churches across the country, some of which even do not have auditoriums or places of worship but use classrooms and rented accommodation for their worshipping and other day to day activities, thus generating a lot of revenue and income from their operations, it has now become imperative to revisit the law that exempts churches from the payment of taxes to the state and decide otherwise. It appears that the commercial aspect of most of these churches has overridden the main objective of rendering services to God and the cardinal objective has been to amass wealth at the expense of the State. Even the big time orthodox or traditional churches which in the past were not used to this practice, have also joined the bandwagon of commercialising their operations to raise funds for their upkeep. Some of them have established a well-furnished auditoriums and theatres with recreational facilities, where funerals, weddings, parties, private meetings, seminars and conferences among others, are held regularly and fees are charged for the use of the facilities.
PROFIT-ORIENTED PRIVATE AND ONE-MAN CHURCHES
As for the private and one-man churches, the least said about them the better. Some of them have instituted consultation fees for members who are interested in seeing their pastors, evangelists and so-called men of God for special healings and deliverances. Some of these men of God have used their intelligence to come out with special water and anointing oil which they sell at a fee to their members or congregation. Consultation fees, attract various sums of money from gullible and interested members who want to see their pastors for problems solving. Let us also don’t forget that some of these churches have established and running their own television and radio stations. These are some of the avenues being adopted to raise funds for their churches and the pastors. I was told of a particular one-man church where the pastor imposed a levy on members just to purchase a car for himself.You cannot rule out some of these so-called pastors and men of God asking their members to fill their wardrobes with clothes and other items for them and their wives.
PUBLIC ARGUMENT ABOUT CHURCHES PAYING TAX TO THE STATE
Some of these negative behaviours from leaders of some religious organisations across the country have necessitated the recent argument from the public as to whether churches should pay taxes on their incomes since they have commercialised their operations in various ways. It is recalled that in August last year, this particular issue of churches paying tax to the state came up at a forum in Accra. At that forum, the Commissioner General of the Ghana Revenue Authority (GRA), made it emphatic that his outfit would conduct investigations into the activities of all churches in the country with the view to tax them based on their level of business transactions. Whether what he said a year ago has been carried out is something we need to know as Ghanaians. It appears that at times, people placed in positions of authority made profound policy statements but failed to act on them and that has been the bane in our dear country.
PASTORS’ ARGUMENT ON PAYMENT OF TAX BY THE CHURCH
Currently, some of our well established and profound pastors in the country have joined the fray in this particular argument as to whether the church should pay tax to the state. For instance, Dr. Lawrence Tetteh, the leader of the Worldwide Miracle Outreach was reported to have taken a swipe at people who were demanding the taxation of churches by the state. He said in a speech recently that, “Today, very ignorant people wake up and say the church should be taxed. That is an insult from the economic point of view; that is double taxation.” He went further, “Remember in the history of the Bible, we had ungodly people who asked the church to be taxed. What people lose sight of is that, the people you think are very rich, you can count them; you live in Ghana, how many pastors use Land Cruisers? If you take the few of us (pastors) that seem to be doing well, we are not more than ten”. According to him if you look at Ghana, but for the church, the nation would have been as illiterate as some nations of the sub-region. We should applaud the church, he said. He asked; When you tax the church what do you gain?
DR LAWRENCE TETTEH’S VIEWPOINT ON THE CHURCH
Honestly, my good friend Dr. Lawrence Tetteh has admitted that only few pastors including him, which I can confidently agree, are doing well. Dr. Tetteh is my greatest pal and I know his commitment to his pastoral duties and not like other profit making pastors, but I shudder to disagree with him about his views on pastors not to pay tax, even though they have commercialised their activities to make money. Yes, some of these churches have complemented the efforts of government by providing mission schools to train our youth in addition to supporting community activities and these are quite commendable. However, in a situation in which the chunk of these small churches continues to hide behind the pulpits to amass wealth without paying a dime as taxation to the state is to me not relevant and should not be entertained whatsoever.
REV ODONKOR’S ASSERTION ON THE CHURCH BEING TAXED
The Clerk of the General Assembly of the Presbyterian Church of Ghana (PCG), Rev. Dr. Gordon Nii Noi Odonkor, also in an address, admitted that it was just and fair for the government to tax churches on business they do. To him, churches are not island in the running of the State and once they engaged in a profit-making venture, they needed to be taxed on those activities. However, he said, offertory and tithes, especially where they were used for social work, could not be described as business for them to attract tax. He said in an interview with the press that “if churches collect offering and use the offering for charity work, it will be unfair to tax them. But where we do business and especially where these businesses are for individual pastors and these monies go into individual pockets, I think it is Christian, it is fair and it is just to tax them like all other businesses”.
I believe most Ghanaians including me, appreciate the thought and viewpoint of Rev. Odonkor on this particular issue and will suggest that the law that exempts churches from paying tax to the State should be re-examined and amended so that churches operating on commercial lines should be roped in the tax net to generate enough revenue to carry out developmental agenda of government. So many avenues to generate revenue for the state, remain untapped while the people are being constantly burdened with all kinds of taxations that are making life unbearable for Ghanaians.
The Ghana Revenue Authority must initiate moves to ensure that individual churches that are scattered across the country and are making profits at the expense of the State are duly registered and taxed for the betterment of our dear country.
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By Charles Neequaye
ALL these forms of responsibility are sustained by one central pillar: spiritual and moral discipline. Without it, knowledge becomes pride, power becomes oppression, and freedom becomes chaos.
The Prophet صلى الله عليه وسلم said: “The strong man is not the one who overcomes others by his strength, but the one who controls himself while in anger.” (Bukhari, Hadith 6114)
This control taqwā is the root of responsibility. Imam Al-Ghazali (1105) in Ihya Ulum al-Din wrote that the purification of the soul (tazkiyah al-nafs) is the foundation of all reform. A responsible man disciplines his desires, guards his words, and acts with sincerity, even when no one is watching.
We live in an era of temptation — social media, materialism, and moral relativism challenge our values. But men of faith must rise above these influences and remember that Allah is Al-Raqīb — the Ever-Watchful. Spiritual accountability anchors moral behaviour.
8. Emotional and psychological responsibility
Responsibility also includes taking care of one’s mental and emotional well-being. Many men suffer silently under the burden of expectation — believing that showing emotion is weakness.
Yet, the Prophet صلى الله عليه وسلم shed tears, expressed compassion, and sought counsel.
Psychologist Aaron Beck (1976) in Cognitive Therapy and the Emotional Disorders emphasised that emotional maturity begins with self-awareness, recognising one’s feelings, and managing them constructively.
Group counselling sessions like this are essential; they help men share, heal, and grow together. No man should walk alone; strength is not isolation, but the courage to seek support. Let us normalise counselling, mentorship, and brotherhood among men. For in unity, we find healing; in shared wisdom, we find growth.
9. The five questions of accountability
The Prophet Muhammad صلى الله عليه وسلم said: “The feet of the son of Adam shall not move on the Day of Resurrection before he is asked about five things:
- His life — how he lived it;
- His youth — how he used it;
- His wealth — how he earned it and how he spent it;
- His knowledge — how he acted upon it.” (Narrated by al-Tirmidhi, Hadith 2416; also reported in al-Darimi)
This hadith captures the essence of personal accountability — the cornerstone of responsibility in Islam. It reminds every believer that every blessing carries a duty, and every stage of life demands conscious action.
Let’s break it down:
- “His life — how he lived it”
Life is a divine trust (amānah). A responsible man lives with purpose, not pleasure as his goal. He invests his time in doing good, serving others, and seeking Allah’s pleasure. - “His youth — how he used it”
Youth is the most energetic and creative phase — and thus the most accountable. As Ibn al-Qayyim noted in Madarij al-Salikin, “The strength of youth is a blessing, and blessings invite responsibility.” Men must use their youth to build character, gain knowledge, and resist destructive habits. - “His wealth — how he earned it and how he spent it”
Financial integrity is a key part of manhood. Islam demands transparency, fairness, and generosity. The Qur’an warns against wastefulness: “Indeed, the wasteful are brothers of the devils.” (Qur’an 17:27) A responsible man earns lawfully, gives in charity, and spends wisely. - “His knowledge — how he acted upon it”
Knowledge is meaningless if not practiced. Imam Al-Ghazali wrote that knowledge without action is a burden, not a blessing. A responsible man translates his learning into character, leadership, and service.
This Hadith teaches that responsibility in Islam is total and it covers time, energy, wealth, and knowledge. It’s not only about what we achieve, but how we live, how we give, and how we grow.
10. Summary
Responsibility, therefore, is not a single act but a lifestyle — one that touches every sphere of life:
- Educational responsibility empowers us to think and serve.
- Marital and family responsibility keeps our homes strong.
- Environmental responsibility safeguards our future.
- Civic responsibility builds our nation.
- Moral and spiritual responsibility sustains our integrity.
- Emotional responsibility maintains our well-being.
A responsible man is thus an educated mind, a loving heart, a disciplined spirit, and a servant leader. He is not perfect, but he is purposeful.
11. Conclusion
My brothers, as we look toward the future, let us remember the divine reminder:
“The believers, men and women, are protectors of one another. They enjoin what is right and forbid what is wrong.” (Qur’an 9:71)
Our communities are counting on us — our sisters, mothers, and children look to us for leadership and example. Let us not disappoint them. When we build responsible men today, we build a Ghana that is peaceful, prosperous, and principled.
Let us be men of knowledge and humility, strength and compassion, faith and fairness. And may Allah grant us the wisdom to lead ourselves before we lead others. Āmīn.
Imam Alhaji Saeed Abdulai, Kpone Katmanso Municipal Chief Imam, governance expert and certified counselor.
By Imam Alhaji Saeed Abdulai
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Today, I focus on Ghanaian/African migrants in Finland and their mental health. Mental health is an important subject and a huge problem in the world.
According to the World Health Organisation (WHO), brain health is the state of brain functioning across cognitive, sensory, social-emotional, behavioural and motor domains, allowing a person to realise their full potential over the life course, irrespective of the presence or absence of disorders.
Studies have shown that maternal and paternal distress are associated with reduced linear growth of their children. I recently participated in a seminar on mental health among (African) migrants in Finland. We all wondered about the prevalence or incidence of mental illness among migrants in Finland. It will be interesting to know the statistics about mental illness among migrants in Finland.
Mental health in Finland
In Finland, studies have examined how behavioural risk factors mediate the effects of childhood disadvantage on adult psychological distress. A correlation is shown between parent and infant psychotherapy on maternal mental health and psychological functioning and children’s welfare.
There are also research and other reports of social child welfare interventions where at times children are even taken away (child removals) from the parent or parents for safe keeping.
Experts say it is important how parents plan their leaves in order to renew or rebuild their mental strength to be able to take good care of their kids.
Anyway, studies are limited about parent-child psychological distress and situations where children are taken away from their parents among minorities, such as African migrants. It will be interesting to know the figures and other aspects of mental health issues among the migrant group(s) in Finland.
Health and migrant vulnerability
Health experts point out that migrant communities can be highly vulnerable to diseases, especially certain infectious diseases. Experts say those who came to Finland as refugees or asylum seekers and their family members are often in a more vulnerable position in terms of their health (see www.thl.fi).
Research and media reports have shown in many countries that there are structural or societal/cultural factors that result in quite high rates of infection or ill-health among migrants, when compared to the majority population.
It is suggested that for example language barrier, lack of information, the nature of the work of migrants in professions where working from home is not possible (for example during the Covid-19 pandemic), not accessing healthcare, etc. can present some of the factors for migrants’ vulnerability to diseases and infections.
Childhood disadvantage
Information about the issue. Such a situation was much evidenced to reduce stress and anxiety during the coronavirus situation.
Thus, these associations and institutions become networks that create an important social capital as well as outlets for sharing and gaining information or knowledge.
Finland is committed to the integration of migrants into the Finnish society, as I keep pointing out. A number of research studies from surveys and other in-depth enquiries have shown a trend of increasing efforts to integrate African and other migrants into the Finnish society.
As the Finnish Institute for Health and Welfare (THL) has pointed out, health and wellbeing are an important part of integration of immigrants in Finland (see www.thl.fi).
There have been studies on whether behavioural risk factors mediate the effects of childhood disadvantage on adult psychological distress and child welfare intervention by social services. Unhealthy behaviours and their associations with subsequent sickness among Finnish young and early midlife employees have been studied.
When it comes to this subject and/or the effect of adult psychological distress on children’s wellbeing among African migrants in Finland, there is limited knowledge.
We should hope for more information to augment understandings about adult psychological distress and effect on children’s wellbeing among African migrants in order to inform policy directions.
Such studies will help to create awareness among migrants in Finland about their mental health, its effect on them and their children’s wellbeing, as well as where to seek therapy.
Migrant associations, social networks, and information
Migrants associations are already doing much to help in education on mental health and have become important points for securing. Public agencies, migrant associations and other non-governmental organisations (NGOs) in Finland have been publishing information to help educate people about their health and wellbeing.
Generally, migrant associations formally create awareness among their members and other migrants usually in collaboration with some Finnish institutions, and are thus an important tool for several migrants to be positively active and to get their interests and claims heard.
As I wrote previously, the role of migrant associations acting as bridge-builders for the integration and inclusion of migrants through participation in the decision making process and by acting as a representative voice is highly appreciated in Finland. Thank you!
By Perpetual Crentsil
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