Features
X-mas: Prudent expenditure needed

One of the glorious events that has captured and attracted the minds of many people, both Christians and non- Christians, is Christmas which signifies the birth of Christ who descended from his Father in heaven to this earth to suffer and save men and women in the world.
There are some non-Christians who even celebrate Christmas in a special way more than Christians themselves. This is good because it shows that irrespective of our religious beliefs, there is always the need to recognise that there is someone who came unto the world to save mankind.
REFLECT ON CHRIST
Christmas is a period to reflect on Christ not just about His birth but about His entire life on this earth and how He preached the good news to turn away people from their sinful life in order to live good lives and to bring quality life as deserved by all men and women created in the image of God.
Throughout the world, people celebrate Christmas in various ways. Indeed, Christmas serves as an occasion in which people send messages of joy to friends and relations everywhere.
NORM OF CELEBRATION
Apart from church services, people celebrate the occasion with their families as well as friends or even non-friends in the neighbourhood. This has become the norm of celebration in the world.
As part of the celebration, a lot of attention is focused on the preparation of special meals for visitors who may come and visit us at home. Sometimes, friends and relations visit places of interest such as the beaches and other interesting sites as part of their excursion to various parts of the country.
While it becomes necessary for certain people to embark upon travelling expedition, inside or outside the country, many a time, people prefer to spend Christmas in their home country or towns. Whatever it is, some high expenditure is incurred as a result of travel or visits to places of interest.
SPECIAL MEALS
At the same time, it is interesting to note that special meals are prepared to serve visitors and to make them happy.
This is not to say that it is only during Christmas that special preparations are made and expenses incurred to make people happy and to let them feel special during this occasion.
TOUGH TIMES
With the COVID and the Russia-Ukraine war, many parts of the world have been greatly infected with problems that have made people uncomfortable particularly with regard to our social and economic life.
Parents are finding it very difficult to finance the health needs of their family members as well as their own children. In other words, economic life has become very difficult, tough and unbearable in the world today.
There are many people who find it very difficult to make ends meet. They include people in both developed and developing countries.
DEVELOPED WORLD
In the United Kingdom, United States, Germany, France and other parts of the developed world, life is not easy and there are times when commodities considered precious are rationed among consumers.
It is also important to note that people sometimes travel long distances to buy fuel so as to be able to move their vehicles to places that they may need to go. In Mexico for example, we are told that people drive all the way to border areas with the US to buy fuel at cheaper prices.
What this means is that all over the world, things have become unbearable. There are many people who even think that probably the events of today signify the end of the world even though this may not be the case because in times past, many similar difficult situations had been encountered.
GERMAN EXPERIENCE
During the 1st and the 2nd World Wars for example, the entire globe at the time experienced terrible growth. One country that suffered terribly during the 2nd world war was Germany. In Germany at that time, inflation was far higher than what is being experienced in Ghana today.
The money in Germany lost its value to the extent that people had to carry huge sums of money in their bags to be able to buy certain products including basic necessities. It was simply very difficult to even come across basic needs of life so conditions at that period became more difficult than is being experienced in Ghana and many other African countries including the very terrible economic conditions being encountered in certain parts of the world.
LIMITED FINANCIAL RESOURCES
When these conditions emerge, it becomes necessary for every person to keep his or her financial resources well and put them to the best economic use. In other words, needless things ought to be overlooked by way of expenditure. It is only essential products, including basic medicines that ought to be bought whenever necessary.
It is often said that we have every opportunity to do whatever we like in this world yet only the essential and needful ought to be undertaken by way of expenditure. If this is done, it will go a long way to help reserve our limited financial resources so that we can survive the present financial conditions and overcome the challenges we are facing today.
This is achievable. If this is the case, then we need to work rigidly and assiduously towards achieving this goal to make life better for us all.
MEASURED EXPENDITURE
In view of the economic difficulties being encountered in the country, other African countries and also the rest of the world, it has become necessary for every person to become very circumspect when it comes to expenditure on goods and services so as to be able to preserve some financial resources for the family.
Measured expenditure is what is needed today. Unmeasured expenditure in times of plenty or abundance should be made to wait until we see great improvement in our economic conditions.
What is important in these difficult times, is to avoid unnecessary expenditure and only undertake expenditures that are necessary. Some of the expenditures that are necessary are those we cannot do without such as medicine, food and shelter as well as clothing.
PREVENTIVE HEALTHCARE
When it comes to basic medicine, we cannot look on when people are sick so we will have to cough out money to cater for those who are sick.
Medical care is expensive so it is important for us to practise preventive healthcare.
Preventive healthcare is where we make special efforts to prevent sicknesses from coming our way in order to stay healthy throughout the period. If we observe basic personal hygiene and keep our surroundings clean, we can be healthy and prevent diseases from attacking us. Choked gutters ought to be desilted. Again, the water we drink must also be clean so that infection of diseases cannot be possible in our lives.
Other preventive health measures ought to be observed so that we will not throw away money on diseases that can be prevented.
HEALTHY BALANCED DIET
One other way of staying healthy is by having enough rest at all times and also eating good food. Eating good food does not necessarily mean eating expensive food. What it means is that we need to go by healthy balanced diet such as gari, beans and fried plantain and some of our delicious local meals that are not expensive.
It is some of these local meals that help us to stay healthy. We also need to avoid excessive sugar, salt, and fat and oil. If we are able to keep away from these things, we will stay healthy and avoid using the little money we have for medical care.
AVOID EXCESSIVE ALCOHOL INTAKE
Again, it is important to avoid any other thing that can make us sick such as excessive intake of alcohol. Excessive alcohol may result in destroying certain organs in the body such as the kidney, the heart and other internal organs.
It is generally known that we need to meet our basic necessities of life. These basic necessities are food, clothing and shelter.
With regard to food, the point has already been made that we need not necessarily eat expensive foods that may not even be healthy. Rather, what we need is healthy balanced food to make us strong and healthy, keeping us away from falling sick.
LOOK DECENT
In the case of clothing, we need to be content with what we already have. We must avoid the purchase of expensive clothing in order to impress upon friends and neighbours during this Xmas season. The important thing is to look decent in your clothes but not to buy expensive clothes to mark the occasion.
Another basic necessity of life is shelter. We must learn to live in simple houses and put in simple furniture and other items that may be needed in the house.
MODERATION
Cars are good because they serve useful purpose but we need to go in for simple ones that do not consume too much fuel especially at this time when fuel prices are very expensive all over the world. Here in Ghana, it is not very easy to buy fuel regularly for our vehicles.
For this reason, when it becomes necessary, we may need to park our vehicles whenever necessary and walk some distances in our neighbourhood. We may have to join public transport such as buses and other commercial vehicles so that our cost of living can be minimised.
These are measures that can be taken by ourselves, without any compulsion, so as to be able to save some money for ourselves.
We need to do all these to make our Christmas celebration more meaningful to show to the world that we make judicious use of the little resources we have to make ourselves happy. This is how we can celebrate Christmas in a simple way.
Email address/whatsApp number of author:
Pradmat201@gmail.com (0553318911
By Dr. Kofi Amponsah-Bediako
Features
The Herbal Preacher man (1)

THE typical itinerant salesman in Sikaman is a herbalist. He is normally a slim macho with the capacity to perambulate the expanse of area covering the triangle of Accra-Tema-Ashiaman. In short, he can walk a total of 60 miles a day, marketing a product that cures every disease, including poverty. 
The door-to-door herbal pharmacist advertises his product by word of mouth. He has nothing to do with the Food and Drugs Board (FDB). After all, his concoctions do not feature on FM stations.
Those herbalists who cannot walk to propagate the herbal gospel, liaise with drivers of mass transportation and their mates. They are, therefore, given the chance to sell their products on Benz buses that ply the routes.
Normally, the herbalist starts his sales message with a prayer and Bible study. He asks the passengers to bow down their heads in supplication to God the father, the son, the Holy Spirit.
When a herbalist asks the passengers to close their eyes and bow their heads, Moslems on board naturally feel offended. They feel that the herbalist has no right to assume that every passenger is a Christian. They think such an assumption is an affront to Islam.
So a Moslem on board will raise the hand for a point of order. He’ll remind the herbalist that it would be in his own interest to mind his language.
“Be careful the way you address people in a public place. Not every person here is a Christian,” he’d state assertively.
Of course, the herbalist will promptly ignore him, but would all the same “watch” his tongue. Who knows whether or not the Moslem brother is inspired by Quoranic zeal to defend the tenets of Islam to the hilt?
When he starts saying, “Wallahi!” and “Inshallah!” it could be the beginning of proclaiming Islam as supreme, a point which must be driven home with talibanic precision.
So the herbalist must tread carefully lest he steps on fire.
The herbalist could even add a measure of mirth to it all, by announcing that Christians on board today have very interesting company on the journey, but that should not detract from the business of the day.
The Moslem brother will weigh the words carefully and offer a wry smile.
He must be careful the occasion does not degenerate into the use of semantics and proverbial oration to deride his conviction that public utterances must be mindful of religious sensibilities. He has made his point very clear and expects that it is taken in good faith in the interest of a peaceful journey.
The herbalist will now open the New Testament and preach salvation, stating clearly that salvation can come only through Jesus Christ and NOBODY else.
The Moslem brother will now start twitching his moustache. The visible and almost revolutionary reflexes of his upper lip can be an indication that sentiments have begun superseding reason, and the outcome could well be tragic now shift uneasily in his seat.
The time has come for him to also express his right to the religion of his fore-bears. He’ll put his hand into his pocket and rise to his feet. The time has indeed come!
This article was first published on Saturday, September 9, 2006
Features
Some issues requiring attention
When the cause of a particular problem like sickness, disease, sudden illness, a social issue etc. are not known, it stands to reason that resolving it becomes a huge challenge.
Citizens would understand the government when public announcements are made to the effect that government is trying to find a solution to the issue, even though it is taking a while for it to be resolved because citizens are rational beings.
On the other hand, if the solution to a particular issue is known to everybody but the government for whatever reason, is dragging its feet in resolving it, citizens become frustrated and begin to lose trust in their leaders.
One such issue is the heavy traffic along a section of the Kasoa – Odokor road. A short stretch of bad road between the traffic light at the Weija Government Hospital and the entrance to the entrance of the overhead that leads to the N1, is the cause of the problem but nothing is being done about it, day after day, week after week, month after month. Thus is clearly unacceptable.
Another issue that requires urgent attention is the lack of pavements along a lot of streets in parts of the various Municipal Assemblies. Exercise is a prerequisite for long life and healthy living and for those of us who it has become a way of life, this issue of people putting up structures right to the edge of the drains beside the roads, are making life difficult for us.
We are compelled to walk along the roads, putting our lives at serious risk. Pedestrians should never be compelled to compete with vehicles on our streets and roads. Roads and streets are made for vehicles and pavements are made for pedestrians. That is the norm. Any attempt to normalise a situation where pedestrians are mingling with vehicles is insanity.
It is the road regulations that makes it so and therefore district or municipal assemblies are to take responsibility and ensure that spaces for pavements are not encroached upon. Citizens have rights that must be protected by their leaders and making pavements available to pedestrians, is one of them.
When we hear of teachers having sex with students, it appears it is something recent. It is not a new phenomenon. It has been there since Adam. Perhaps this issue is getting much attention due to the proliferation of social media. It was an open secret in times past when Teachers were in relationships with female students and some married them immediately after completion of school.
Some teachers were also known to be having unholy interactions with female pupils but due to the times that these acts occurred, human rights issues and the awareness around it, allowed such unscrupulous teachers to get away with their crimes.
Now we are in a different era and so a Headmaster is now in hot waters. He is alleged to have raped about 19 female students and as usual, some officials tried to cover it up and are also in hot waters and their actions or inactions in the matter are under investigation.
Why the man has been allowed to roam freely without being arrested is simply mind boggling. It appears that the law applies differently, depending on who you are. This issue came to public attention sometime in August this year, yet the police had not arrested or invited this man for question regarding the rape allegation.
It has come out that he is a Constituency Secretary of the ruling party and the question in the public domain is that, is it because he is a political figure that is why he is still walking around without questioning? I believe in the rule of law so let us hold our breadth and let the proper thing be done.
The police must however be seen to be active in this matter. God bless.
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