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Showing selflessness, patriotism and dedicated service to national progress …Togbe Afedi XIV leads by example

A selfless humble leader is someone who does not regard oneself as greater than his/her team members. He or she instead, joins hands in helping each team member, does not feel embarrassed to be real and treats each member as family. A selfless leader will genuinely care for each individual in the team irrespective of race, gender, class status or other standards but rather treats everyone according to their talents and the efforts that they put into the task. That efforts, he or she believes, naturally inspire other team members to do the same.
SELFLESS LEADERSHIP QUALITIES
Instead of commanding the team, he or she facilitates the members to achieve the desired goals. A selfless leader, will love to celebrate success together, thinks of the team, never allows any negative impact to reach the team and more importantly analyzing ways to improve and ensure the success of his or her team.
It is a fact that a leader who models selflessness inspires trust and confidence because people believe that they will be supported and protected. This level of care encourages people to emulate the same behavior, leading to reciprocity of the loyalty and gratitude.For me, there are three core principles for selfless leaders and these are, generosity, empathy and excellence.
LEADERSHIP BY EXAMPLE
Similarly, exemplary leadership is a leadership style where you model the behavior you want to see in your team members. When you lead by example, you don’t just push your team members towards excellence but rather demonstrate actively that excellence. People demonstrate leadership qualities by offering to help colleagues who are having problems, being supportive and encouraging, giving credit to others, showing honesty and empathy for others in times of difficulties.
Even the Holy Bible states in 1 Timothy 4:12 that, “Let no one despise you for your youth, but set the believers an example in speech, in conduct, in love in faith and in purity”. That shows the level of importance in exemplary leadership.
REJECTION OF EX-GRATIA BY TOGBE AFEDE

Having enlightened my cherished readers and patrons about the importance and significance of these laudable attributes to mankind in the schemes of development and advancement of society, I am inclined to relate it to one of the nation’s finest and important personalities in the chieftaincy institution who have shown and continues to show empathy and patriotism in our country’s forward march to prosperity.
The indefatigable TogbeAfede XIV, the Paramount Chief of the Asogli State in the Volta Region and former President of the National House of Chiefs has of late been in the news for a good reason. The 65-year old chief who is the Chairman of the Board of Directors of Africa World Airlines and Board Chairman of Accra Hearts of Oak, keeps trending in the social and traditional media for having rejected an amount of GHc 365,392.00ex-gratia paid to him by the government for serving on the Council of State. According to him it was inappropriate to receive the cash when he had already taken salaries for his work.
REASONS BEHIND HIS REJECTION
He explained that his rejection of the payment was consistent with his general abhorrence of the payment of huge ex-gratia and other outrageous benefits to people who have by their own volition offered to serve our poor country. He, however, rejected speculations being bandied in some circles that the payment was made to trap him. “I believe it was paid to everybody who served on the Council of State. However, I thought that extra payment was inappropriate for a short, effectively part-time work for which I receive monthly salary and was entitled to other privileges. So I was very uncomfortable with it”, he said.
Honestly,I did not think that TogbeAfede who is quite rich because of the conglomerates of businesses under his care, rejected the money because of his wealth. To me personally, this traditional ruler, noted for his benevolence, rejected the money on principle and heart feeling because he felt the part-time job did not deserve such an emolument as he indicated in his rejection letter. This man is indeed, a loyal, dedicated and honest personality who deserves commendation from all right thinking persons. He has shown leadership by example and selflessness which must be emulated by responsible citizens in the society. Even though he rejected his ex-gratia on personal ground and would not expect his colleagues who served with him on the council to do same, I (writer) would have loved that it is not too late, they ought to follow Togbe’s shining example and decline the offer unless they have already received their entitlements.
TAKING A SECOND LOOK AT THE EX-GRATIA AWARD
The action taken by TogbeAfedi, has brought to the fore the need for this country to take a second look at this huge lump sum ex-gratia awards for some categories of workers such as Ministers of State, Parliamentarians, District Chief Executives and other Article 71 office holders for every four years. The present economic hardships need to be taken into consideration in the payment of this ex-gratia. The current practice in which whether you lose or win an election as a parliamentarian, you get payment of an ex-gratia is wasteful and does not help the nation. The way forward is to ensure that, those who do not retain their seats are the people to be paid ex-gratia and not all parliamentarians.Honestly, this payment of this ex-gratia as enshrined in the 1992 Constitution needs to be taken a second look and review if necessary, to reflect the present economic challenges.
SOCIAL INTERVENTION INITIATIVES IN HUGE ARREARS
Is it not absurd and shameful that while the various social intervention initiatives such as theLivlihood Empowerment Against Poverty ( LEAP), the Ghana School Feeding Program and the National Health Insurance Scheme (NHIS) are in huge arrears, the nation continues to pay fantastic ex-gratia to some category of workers to the disadvantage of the poor and vulnerable persons within the society? Such a behavior to me and indeed, all right thinking people, is callous and inhuman.Is it not the same government which told Ghanaians that in view of the economic challenges, we should tighten our belts? Is it now a question of robbing Peter to pay Paul? That is left to posterity to answer.
It is a fact that politics in Ghana has seriously been monetized with the payments of a lot of benefits to our politicians and that is why people especially the youth who finish their education without any working experience are all eager and anxious to venture into politics because they find it as the easiest way of getting rich overnight.
FOLLOWING THE EXAMPLES OF OTHER COUNTRIES
Just visit countries like India and Sweden, whose economies are far better than Ghana in terms of Gross Domestic Products (GDP) and see how they are doing their politics. For instance, in Sweden, as I indicated in my last article about the need for us to follow their modesty and simplicity, there are no lifetime pension for former parliamentarians, MPs are expected to use public transport during sitting hours, the whole parliament operates with three vehicles which are used for official duties. Swedish MPs have no secretaries or assistants and they have to plan their own schedules. Public Service in Sweden is neither prestigious nor lucrative.
We are in a terrible times and struggling to come out of the woods and, therefore, we need to adopt practices that would not put extra burden on our economy. We must as much as possible, try to avoid extravagancy and live within our means. As a matter of priority, let us protect the public purse by cutting down on all frivolous expenses and conserve the needed funds to build our economy for sustainable growth and development.
The eminent chief, TogbeAfede, who is a profound businessman with a lot of companies at his disposal, has demonstrated that if we are able to cut down wastage in the system, we can generate adequate funds to meet our financial obligations.TogbeAfede has indeed, shown high level of patriotism, selflessness and sympathetic to national development and must be celebrated, rather than the criticisms and vilifications by a section of the society on political lines. Posterity will judge him for his positive action.
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By Charles Neequaye
Features
Unity and diversity of cultures about the African Catholic Chaplaincy in Finland

On Sunday, October 11, 2026, it was the turn of Ghanaian Catholics in Finland to lead the singing in the church service of the African Catholic Chaplaincy in Finland (ACCF).
It was indeed a spirit-filled feeling for worshippers present. And for the Ghanaian migrants, the occasion also brought back to them memories of church services in their home country, Ghana.
The ACCF has a roster for each country/community to sing from time to time. Next Sunday will be the turn of the Nigerian community. Other communities that usually sing are the Kenyan/Tanzanian community, the Cameroonian, the Ugandan, group, etc.
A powerful religious experience
The mass services of the Chaplaincy usually give a powerful religious experience and a display of cultural diversity, especially in occasions such as when the Bishop of Helsinki, Bishop Raimo Goyarrola, celebrated mass with the Chaplaincy on Pentecost Day, May 24, 2026.
There was a similar time of spiritual joy last month (September 27, 2026) when Emeritus Bishop Teemu Sippo, former Bishop of Helsinki, visited the Chaplaincy. Bishop Teemu was the main celebrant, assisted by the Chaplain, Reverend Father Thomas Otieno.
Last Sunday, Reverend Father Bernard Sor, a Ghanaian Catholic priest based in Austria, was the main celebrant in the mass service where he performed a rite of baptism. Fr Bernard had celebrated mass a few months ago when he visited his sister and her husband in Helsinki. 
All these well-attended religious occasions indeed leave lasting memories. The homilies (peaching) by the priests usually emphasize religious tenets such as the importance of loving and serving God in truth, existing in peace with our fellow humans to promote unity in diversity, etc.
Unity in diversity and a colourful display of cultures
The African Chaplaincy church services usually produce impressive displays of diverse cultures from different parts of Africa and elsewhere. The events are often spiced by rich cultural displays of dances and colourful attires which are a delight to watch.

On special occasions, members of the Ghanaian Catholic community, in their gay and colourful kente attire and with adowa dance and music, usually lead the procession into the church. Other communities such as the Cameroonian, Nigerian, Kenyan and Tanzanian as well as Sudanese/South Sudanese groups also put up well-choreographed performances from their cultures.
The African Catholic Chaplaincy in Finland
The African Chaplaincy was founded on June 4, 2017, which was a Pentecost Sunday, in a Pontifical High Mass celebrated by Monsignor Emeritus Sippo S.C.I., the then Bishop of Helsinki, at the St. Mary’s Catholic Parish Church in Helsinki.
The Chaplaincy was created by Bishop Teemu in collaboration with the Diocesan body when they detected a great flocking of African immigrants to Finland, the majority of whom were Catholics. This was to give the immigrants a possibility to integrate into the Finnish society by worshiping as Catholics and in their African cultural identity.
The responsibility of the Chaplaincy was given by Bishop Teemu to Father Dr Leonard Wobilla Shwei, who is thus the first Chaplain and ably led the Chaplaincy. He was succeeded a few years ago by Father Thomas Otieno, who continues to move the Chaplaincy forward. Thank you!
GHANA MATTERS column appears fortnightly. Written in simple, layman’s terms, it concentrates on matters about Ghana and beyond. It focuses on everyday life issues relating to the social, cultural, economic, religious, political, health, sports, youth, gender, etc. It strives to remind us all that Ghana comes first. The column also takes a candid look at the meanings and repercussions of our actions, especially those things we take for granted or even ignore. There are key Ghanaian values we should uphold rather than disregard with impunity. We should not overlook the obvious. We need to search for the hidden or deeply embedded values and try to project them.
With Dr Perpetual Crentsil
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The price of ‘I do’: Why money honesty is the real marriage insurance –Part 2
She did not find out he was cheating. She found out he was drowning.
It was two weeks after their beautiful wedding. The jollof was still in the fridge. A loan officer called her number-not his-and politely asked, “Madam, please tell your husband to pay his overdue loan. We have been calling him.”
That was how she discovered her new husband had entered their marriage with a hidden debt of over GH¢ 40,000. No cheating. No other woman. Just a financial secret.
And that is how many Ghanaian marriages begin to die. Not with a shout, but with a secret alert on a phone.
We prepare for the wedding. We do not prepare for the wallet.
What is money honesty?
Let me define it simply. Money honesty is not that you both earn the same. It is that you both know the same. It is the ability to sit down and say without fear:
“This is how much I earn.”
“This is how much I owe.”
“This is how I was raised to see money.”
“This is what scares me about money.”
Financial transparency is not about control. It is about clarity. You cannot build trust on top of secrets.
Many couples tell me, “Counsellor, we love each other, love will handle money.” I always answer, “Love is the car, but money honesty is the fuel. Love without honesty cannot move.”
How To Buy Your Marriage Insurance Today – My 5-Step Protocol
If you are engaged, newly married, or even 20 years in marriage, you can still fix this. At Counsellor Prince & Associates Consult—CPAC, this is what I give couples:
Step 1: The 90-Minute Money Naked Session.
No phones, no blame. Each partner writes down on paper: Monthly income, monthly debts, monthly family obligations, savings, and your biggest money fear. Then you exchange papers. Read it. Don’t react for 24 hours. Just absorb.
Step 2: Create OUR Money, YOUR Money, My Money.
You need three pots. OUR money for rent, food, school fees, utilities, properties, and the like— joint contribution. YOUR money and MY money—a small agreed allowance no one questions. This stops the feeling of being controlled.
Step 3: The No-Secret Debt Rule.
Agree from today: No new loan, no new hire purchase, no new family financial commitment above GHS 500 without telling each other first. Not permission, but information.
Step 4: Talk About Your Money Personality.
Are you a Spender or a Saver? Are you Risky or Safe? Most Ghanaian marriages are a Spender married to a Saver. Neither is wrong. But if you don’t understand your partner’s personality, you will call his saving “stinginess” and her spending “wastefulness.”
Step 5: Do a Monthly 30-Minute Money Date
Not an argument date. Light, with tea. “How did we do this month? What worried you? What should we plan for next month?” Couples who do this divorce far less.
My Final Word
Before you say “I Do” at the altar, have pre-marital counselling and also have the money talk on the sofa.
Ask your partner:
“If I lost my job today, how long can we survive?”
“What debt are you bringing into this marriage?”
“How much do you send to your family monthly and will that continue?”
If he or she gets angry that you asked, don’t get married yet. A person who is angry about accountability will be abusive about money.
Marriage insurance is not bought at Star Assurance or Enterprise. It is bought in honest conversations when no one is watching.
The wedding costs one day. The marriage costs a lifetime. Don’t enter a lifetime contract and covenant with hidden costs.
You can still insure your marriage today.
Source:
Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.
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