Editorial
Decentralisation of student loan scheme way to go

Dear Editor,
It is often said that education is the key to success.
Although there are divided opinions due to various reasons, one can not undermine its importance towards the growth of any country, including Ghana.
Over the years, successive governments have implemented various policies to ensure that every child gets access to quality education at all levels by bearing some of the cost.
We can talk of the Free SHS policy and also the free tertiary education for first year students by the current government.
Also, one way the government supports tertiary students financially is through the student loan scheme where tertiary students apply for loans to support themselves financially and pay when they start working.
It is fair to say that the student loan scheme has been of immense benefit to students who apply and are lucky to have it.
That notwithstanding, a few of my friends I have interacted with have also shared their frustration about the whole application process.
According to them, some students have had to abandon the idea of applying for the loan due to the frustration they encounter while going through the whole application process.
Although I never applied for the loan during my days as a university student, I shared in their pain and frustration.
Tertiary institutions are uniquely positioned to identify ‘needy but brilliant students’ more effectively than any other state institution, and for this reason I am of the view that the student loan scheme should be decentralised, with universities managing the process through a well-constituted board.
Also, the board should be clothed with the responsibility of approving loan requests based on applicants’ demonstrated academic performance and proven financial need.
Such a localised approach, I believe, would make the funds available to the most deserving students promptly and efficiently and also address the bottlenecks associated with the whole loan application process.
Atom,
Sukura
Editorial
Concern over mentally ill persons roaming Kwame Nkrumah Circle Interchange
Dear Sir
I write to express my concern over the growing number of mentally ill individuals roaming the Kwame Nkrumah Circle Interchange in Accra.
This area, a vital transportation hub and commercial centre, has increasingly become home to several persons visibly suffering from mental health issues, often without adequate care or supervision.
This situation poses risks both to the affected individuals and the general public. Some of these individuals are exposed to traffic hazards, unsanitary conditions, and in some cases, hostile treatment from passersby.
There have also been reports of occasional erratic behaviour, which causes fear and discomfort among commuters and vendors.
Mental health is a public health issue, and these individuals deserve compassion, medical attention, and a safe environment.
I urge the Ministry of Health, the Accra Metropolitan Assembly, and relevant NGOs to collaborate on a sustainable solution including mental health outreach programmes, rehabilitation, and safe housing.
Kwame Nkrumah Circle should be a symbol of progress, not a place where the vulnerable are left to struggle. Let us act with urgency and humanity.
From John Boateng
Kwame Nkrumah Circle
Editorial
Parents should encourage their wards writing BECE
Dear Editor,
AS the 2025 Basic Education Certificate Examination (BECE) takes off across the country starting Wednesday, I write to encourage all candidates taking part in this important step in their academic journey.
Out of a total of 603,328 candidates taking the examination this year, 306,078 are females, whiles the rest 297,250 are males.
Over the years, the examination begins on Monday and ended on Friday but per the timetable, this year’s candidates started on Wednesday and will end next week.
The BECE is not just an exam, it is a milestone from one stage to another. It represents years of hardwork, dedication and the dreams of countless students who hope to continue their education and build a brighter future.
This is where the role of parents, teachers and society become beneficial. Let us offer not only academic support but emotional encouragement to them.
I also appeal to educational authorities to ensure fairness, proper supervision and transparency throughout the examination period.
The journey may be challenging, but with time, focus and discipline they can make it.
I wish to use this platform to wish all of them well.
Naa Koshie, Teshie