Features
E-levy mass education: Urgently required!!!

- /home/u249204778/domains/spectator.com.gh/public_html/wp-content/plugins/mvp-social-buttons/mvp-social-buttons.php on line 27
https://spectator.com.gh/wp-content/uploads/2022/04/E-Levy-Pix.png&description=E-levy mass education: Urgently required!!!', 'pinterestShare', 'width=750,height=350'); return false;" title="Pin This Post">
- Share
- Tweet /home/u249204778/domains/spectator.com.gh/public_html/wp-content/plugins/mvp-social-buttons/mvp-social-buttons.php on line 72
https://spectator.com.gh/wp-content/uploads/2022/04/E-Levy-Pix.png&description=E-levy mass education: Urgently required!!!', 'pinterestShare', 'width=750,height=350'); return false;" title="Pin This Post">
On Thursday, 31st March, 2022, the President of the Republic, Nana Addo Dankwa Akufo -Addo signed the ‘controversial’ Electronic Transaction Levy (E-levy) Bill into law.
This was followed by its ‘controversial’ passage by Ghana’s hung Parliament on Tuesday, 29th March, 2022.

So, it is now a new law in our nation’s revenue generation books.
Being a brand new tax law which has generated a lot of nation-wide ‘heat’ and ‘misconceptions’, many Ghanaians hold the view that it must be properly and adequately explained to the mass of the people before its application.
According to the Minister of Finance, Mr Ken Ofori-Atta, the implementation of the E-levy begins on the 1st of May, 2022.
So, really the E-levy takes effect in May and it is expected that by that time, the Ghana Revenue Authority would have fully prepared to begin its actualisation process.
The E-levy now imposes a 1.5 per cent tax on a value of daily electronic transactions above GH¢100.
This new tax falls in the bracket of Mobile Money (MoMo), merchant transactions, bank transfers, all points of sale and inward remittances.
In November 2021, the Finance Minister announced Government’s plan to introduce the E-levy during the 2022 budget presentation to Parliament.
He stated that the E-levy was necessary to “widen the tax net” which would increase the country’s tax to GDP rate from 13 per cent to 16 per cent or more.
Contrary to the Government’s good intentions and positive predictions, critics say the imposition of the E-levy would derail the development of e-commerce in Ghana.
As the Government insists that the E-levy would be a ‘turn-key drive’ for Ghana’s ailing economy, especially with respect to the country’s high debt profile, a section of the Ghanaian populace have ‘saluted’ the new levy with disapproval.
For instance, the Opposition legislators in Parliament are still vehemently opposing the new tax , claiming that “it will exacerbate the country’s harsh living conditions” , besides bankrupting small enterprises.
Some protestors against the E-levy, calling themselves Coalition of Concerned Ghanaians also took to the principal streets of Accra and ended up in Parliament with a petition.
Other critics also say , the implementation of the E-levy would have negative impact on general businesses and impede the functioning of Ghana’s financial system and the real economy.
They argue that there would be a return to increased cash transactions and might ‘entice’ Ghanaians who do not have bank accounts, back to the old bad days of their financial exclusion.
Some analysts contend that the stance of the Opposition legislators on the E-levy, might have recently influenced many people to “panic-withdraw” their money from their mobile money wallets so that their funds could escape taxation.
Dr Benjamin Otchere-Ankrah, a Governance lecturer at the Central University says:”The Finance Minister has promised Ghanaians that when the E-levy is collected, he and his Government will be accountable to the people. We will hold him responsible to that statement.
” The Finance Minister must be accountable to the citizens of Ghana on what and how the E-levy would be used for, to the benefit of our country”, stressing that “he must remain truthful to Ghanaians.”
A former Deputy Managing Director of the National Investment Bank, Mr Alfred Thompson, also contends that, “Ghana cannot continue to borrow funds from external sources to develop, therefore, the E-levy is timely to bolster the economy through revenue generation.
“However, Ghanaians must demand probity and accountability from Government when the implementation of the E-levy begins.”
Others are also asking the Government to boldly inscribe “E-levy” on every visible project that will be funded by the new tax and cited the inscription of “HIPC” on projects funded by the HIPC funds during President Kofuor’s regime.
The Government, however, assures that the new levy will hugely inure to the benefit of the country, emphasising that it will principally be used to support the country’s infrastructural development.
Indeed, this column supports the view that the Ministry of Finance should mount intensive series of country-wide mass education campaigns, using the appropriate mass media channels, communication specialists and tax experts to explain the new tax system to ease its understanding and application.
It is the contention of this column that failure to properly educate the mass of the people about the new tax will result in non-achievement of the purpose for which the tax was ‘crafted’ and the target set for its generation.
The Finance Ministry should, therefore, “invest ” adequately in the mass education of the people to whet their appetite to be ‘salivating’ to ‘taste’ the new ‘tax-soup’ with ‘style’.
Contact email/ WhatsApp of the author:
asmahfrankg@gmail.com (0505556179)
By G. Frank Asmah
Features
International character of Ghanaman and more

The average modern Gold Coaster born and bred in Sikaman is an adventurous creature. Go to any part of the world and you’ll find Ghanaman diligently slugging it out either in the snow or in hot sweltering weather, earning a decent living.
Go to Guinea and see Ghanaman in the garb of a herbalist, curing the sick of various ailments. He makes the Guinean understand that not all diseases are caused by James Lucifer alias Jimmy Satan. On the contrary, most diseases are caused by kooko which can even attack the human nose and turn it upside down.
That kooko is also the cause of poverty and the internal bleeding of personal back-pocket economies. And that kooko can be cured using the chemistry underlying Sikaman herbal medicine which has been blessed by the gods of Larteh.
And before Ghanaman starts dispensing his herbal concoctions, he must attract the passing crowd with some Sıkaman-originated choreography, akin to a combination of adowa and agbadza, such that the dancer can easily dislocate a shoulder and start crying for his mother.
When the crowd is enough to form a quorum, Ghanaman must perform magic as a side-attraction, and proceed to sell his drugs. The drugs are genuinely made from potent herbs which the Pharmacy Board of Sikaman says it has no confidence in. Believe me, Ghanaian herbalists are practising in neighbouring countries like Guinea, Cote d’Ivoire, Sierra Leone and Benin, while we are discouraging them from practising in Sikaman.
Go to Las Palmas and see Ghanaman as a fisherman. He sails on Korean-owned boats and is forced to eat garlic and raw tuna for radiant health. The garlic is also supposed to protect him against witches. But sometimes, he is not good bedfellows with some Korean crew members, and once in a while a fight breaks out.
The typical Korean is a Kung Fu expert and before displaying a golden dragon data. He must first terrify Ghanaman with a Korean dance which consists of wild arms and leg throwing. But Ghanaman is usually not daunted. Why has he been eating cancer kenkey all years without developing cancer? It mean is a superhuman capable of countering Kun fu side-kicks to the ribs.
Anyhow Ghanaman’s most potent arsenal lies in his fists. If he is a southpaw, it mean left fist is probably insured and can cause damage. When Ghanaman lands a cassava blow and it lands on a Korean chest, it has the effect of a cruise missile. If there is no ceasefire a funeral cannot be ruled out.
Greenland
Go to Alaska and find Ghanaman there. Greenland, Iceland, Brazil, Argentina, Madagascar, everywhere and you’ll find him. He has become an international citizen and is generally lauded for his hardwork, sincerity and honesty.
However, some bad nuts are also condemned and despised.
The world and all its parts and corners are for the human race, and anyone can choose to live anywhere and earn a decent living so long as he doesn’t misconduct himself or become a social misfit and a law unto himself.
Sıkaman for instance accepts foreigners, and we are so liberal that people just come in through our borders and we welcome them with the best palmwine in town and goat light soup. Who cares about passports and visas? Our hospitality is, as it were legendary.
So we have Liberians, Nigerians, Sierra Leoneans, Togolese, Europeans, Americans, Scandinavians and Koreans in Sikaman. And some of them have misinterpreted our overzealous accommodation to mean “foolishness” and are misconducting themselves.
The newspapers carry stories of some unscrupulous Nigerians stealing, defrauding and collaborating with their Sikaman counterparts to rob people. You’ll find some good and law-abiding Liberians around but some other Liberians are in the business of fraud, robbery, money printing, money doubling, anything criminal.
Ghanaian hospitality can no longer be extended to such people. I do not think Ghanaians will be treated kindly either, when they misbehave anywhere in the world. Those who come from outside with the intention of bringing down their evil deeds and to practise them here professionally must be getting ready because Ghanaians are getting fed up with the menace.
These days, you’ll find strange people following you as soon as you emerge from a bank. If you are not careful, they’ll wrestle your briefcase from you and speed away in a waiting taxi.
Someone was just saying that many foreign criminals are flocking to Ghana because in their countries, they are enable to operate either because they are being looked for by the police for offences committed or fear instant justice at the hands of mobs. Ghanaians, it is said, are humanitarian in dealing with criminals.
Well, in some African countries, a thief who is being chased runs directly to the police station in his own interest and begs the officer at the counter to lock him up. Otherwise he’ll be lynched or be burnt to death. In Ghana, it is the opposite. The thieves run far away from the cop stations.
The criminals must reform and stay peacefully in Sikaman or quit. No court case!
This article was first published on Saturday September 5, 1998
Features
The architecture of existence: How we live and die
The human condition is defined by two absolute, biological bookends: the commencement of complex cellular animation and its ultimate, irreversible cessation.
For centuries, medicine treated life and death as strictly separate states. Today, modern pathology and molecular biology reveal a more profound truth: the mechanisms that allow us to live are the exact same mechanisms that dictate how we die.
Understanding this relationship is no longer just a philosophical pursuit. It is a clinical necessity for managing public health in the 21st century.
Part I: How we live – The mechanics of animation
At its core, biological life is a continuous, high-stakes battle against entropy (the natural tendency of systems to degrade into disorder). To maintain form, consciousness, and function, the human body relies on three fundamental pillars:
1. Cellular respiration and energy production
Every second of human life is powered by the conversion of oxygen and glucose into Adenosine Triphosphate (ATP), the universal energy currency of our cells. This process occurs within the mitochondria.
Without a constant supply of ATP, the microscopic pumps that maintain electrical gradients across our cell membranes fail, causing cellular collapse within minutes.
2. Homeostasis: The balancing act
To survive, the internal environment of the body must remain incredibly stable, regardless of external chaos. This balancing act, known as homeostasis, regulates:
Blood pH: Strictly maintained between 7.35 and 7.45.
Core Temperature: Ideally kept around 37°C (98.6°F).
Electrolyte Balance: Precise ratios of sodium, potassium, and calcium that allow nerves to fire and muscles to contract.
3. The Autonomic Nervous System (ANS)
The ANS acts as the invisible conductor of life, split into two complementary branches:
Part II: How we die – The path of cessation
Death is rarely a singular event; it is a progressive biological cascade. Whether caused by old age, chronic illness, or sudden trauma, the final pathways of mortality generally follow a predictable trajectory.
1. The cellular horizon: Senescence and Apoptosis
Every time a human cell divides, the protective caps at the ends of its chromosomes-telomeres-shorten. Eventually, telomeres become so depleted that the cell can no longer divide safely. It enters senescence (a state of permanent arrest) or triggers apoptosis (programmed cell death). This gradual, systemic loss of cellular renewal is the underlying engine of aging.
2. The clinical cascade of somatic death
When the body can no longer maintain homeostasis, somatic death (the death of the organism as a whole) begins. This occurs in a distinct sequence:
1
Clinical Death
Zero to four minutes
The heart stops pumping blood, and respiration ceases. While breathing and circulation have ended, the body’s tissues still contain residual oxygen and cellular energy reserves. At this stage, resuscitation is often still possible.
2
Brain Death (Infarction)
Four to six minutes
Deprived of fresh oxygenated blood, the brain’s highly sensitive neurons begin to starve. Lacking ATP, the brain cells lose their electrical charge, swell, and begin to burst. Permanent, irreversible neurological damage occurs within minutes.
3
Biological Death
Hours to days
The organs fail entirely. Without central control or blood flow, individual cells throughout the body consume their final energy reserves. Enzymes that once aided digestion begin to break down the body’s own tissues from the inside out, a process known as autolysis.
Part III: The modern collision of life and death
In the modern era, the boundary between how we live and how we die has blurred. Historically, humanity died primarily from infectious diseases and acute trauma. Today, global mortality is dominated by non-communicable, chronic lifestyle diseases.
Modern Pathology: How we live (the cause) how we die (the result)
Cardiovascular disease, chronic stress, poor diet, and lack of sleep keep the sympathetic nervous system hyper-activated, damaging blood vessels .Occlusion of coronary arteries leads to myocardial infarction (heart attack) or ischemic stroke.
Metabolic syndrome over nutrition and physical inactivity overwhelm cellular mitochondria, leading to systemic insulin resistance. Multi-organ failure, chronic kidney disease, and severe vascular complications.
Neurodegenerative Disorders Chronic systemic inflammation and sleep deprivation prevent the brain from clearing metabolic waste. Gradual loss of synaptic connections, leading to dementia and the eventual loss of basic autonomic functions.
Conclusion: The unified theory of health
Ultimately, how we live directly shapes the path of how we die. The micro-choices of daily existence-how we manage emotional stress, the quality of our rest, our communal connections, and our nutrition-either preserve the integrity of our homeostatic systems or accelerate their decline.
True medical advancement is shifting away from merely extending the final, frail stages of biological death. Instead, the focus is turning toward optimising our living years-ensuring that the intricate, beautiful machinery of human animation runs smoothly until its natural, quiet conclusion.
By Robert Ekow Grimmond-Thompson




