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Take control of your financial future  …female students urged

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• Mrs Acheampong Otoo (inset) addressing students
• Mrs Acheampong Otoo (inset) addressing students

 Mrs. Janet Acheampong Otoo, Treasurer of the Akenten Ap­piah-Menka University of Skills and Entrepreneurial Development (AAMUSTED), has urged young wom­en to take control of their financial future by embracing literacy, confi­dence, and purposeful planning.

Speaking at the university’s Finan­cial Literacy Summit over the week­end, she emphasized that “money is power” and that women must be em­powered with the knowledge and skills to make informed financial decisions.

The summit, organised by the Stu­dent Representative Council, was held under the theme “Financial Fitness: Building wealth and securing your future.”

Mrs Acheampong Otoo explained that financial literacy was more than budgeting—”it encompasses saving, investing, and managing debt”.

However, she noted that many wom­en still struggle due to a confidence gap that hinders their ability to create and follow effective financial plans.

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“Financial independence is about freedom, confidence, and the ability to pursue your dreams,” she said. “As women, we have the power to shape our own futures and contribute mean­ingfully to society and family life.”

She encouraged female students to attend workshops, read widely, and avoid impulsive spending on beauty and lifestyle. “Every financial deci­sion should align with your long-term vision,” she added. “Believe in yourself. Lead the charge.”

Joining the conversation, the Municipal Chief Executive of Sekyere South, Mr Evans Amo Twumasi, called finan­cial literacy one of the most overlooked foundations in nation-building.

“In today’s world, the line between economic survival and financial freedom is drawn not by luck but by knowledge and discipline,” Mr Amo said. “Money may be finite, but knowledge is infinite—and finan­cial discipline is the bridge between them.”

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He stressed that financial fitness was not just about saving or spend­ing, but understanding the value of a cedi, the cost of each decision, and the power of forward planning. With the right mindset and habits, he said, anyone can achieve economic resilience and long-term success.

Mr Amo urged stu­dents to embrace financial education as a tool for personal transformation and national progress. “The future does not belong to those who merely wish for wealth—it belongs to those who plan it, save it, and work for it,” he said.

He also called for policies that strengthen entrepreneurship and youth empowerment and encouraged students to respect money and use it with purpose.

Other speakers included Dr Evans Duah, Dr Prince Gyimah and Prof. Joseph Mbawuni, all lecturers at the University.

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 From Kingsley E. Hope

Gender

Awareness: First weapon against breast cancer

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Georgina Kuma-Dzagah
Georgina Kuma-Dzagah

October is globally observed as Breast Cancer Awareness Month -a period dedicated to raising awareness, honouring millions of lives touched by the disease, and reaffirming the worldwide commit­ment to equitable access to care and improved survival for all.

This annual observance, marked in countries across the globe, serves as a rallying point to increase attention and support for early diagnosis, treatment, and survi­vorship. The 2025 theme, “Every story is unique, every jour­ney mat­ters,” plac­es a spot­light on the deeply personal expe­riences of breast cancer survivors and patients. It underscores the diversity of their struggles while reinforc­ing the urgent need for compassion­ate, timely, and quality care re­gardless of geography, income, or back­ground.

Georgina Kuma-Dzagah

Be­hind every diagnosis lies not only a medical condition but also a story-one filled with courage, resilience, and hope. These sto­ries extend beyond individuals, shaping the experiences of their families, friends, and entire communities.

Breast cancer continues to be the most diagnosed cancer among women worldwide. According to the World Health Organisation (WHO), approx­imately 2.3 million women were diagnosed in 2022, and about 670,000 died from the disease.

“These are not just numbers but mothers, sisters, daughters, and friends who deserve hope and digni­ty,” the WHO emphasises.

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Survival rates, however, differ starkly across regions. While the five-year survival rate exceeds 90 per cent in high-income countries, it drops to 66 per cent in India and 40 per cent in South Africa. The reasons are clear: unequal access to early detection, timely diagnosis, and effective treat­ment.

If current trends remain un­checked, both incidence and mortali­ty are projected to rise by 40 per cent by 2050. To address this, the WHO established the Global Breast Can­cer Initiative in 2021, working with partners to strengthen health systems and reduce preventable deaths world­wide.

The situation in Ghana

In Ghana, breast cancer poses a particularly pressing public health concern. It is the most common cancer among women, accounting for about 15 per cent of all malignancies.

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Studies reveal a troubling trend: almost 70 per cent of women are diagnosed at advanced stages, where treatment options are limited and sur­vival rates much lower. In 2012, near­ly half of Ghanaian women diagnosed with breast cancer lost their lives to the disease.

These statistics point to late presentation, cultural stigma, and limited access to screening facilities as some of the key factors fuelling high mortality.

Experts warn that unless more women come forward for early screening and timely treatment, these figures may remain stubbornly high.

Executive Secretary of the Breast Cancer Society of Ghana (BCSG), Mrs Georgina Kumah-Dzagah, said the numbers are not just statistics, they represent lived experiences. A sur­vivor herself, she knows first-hand the difference early detection and treatment can make.

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“My journey could have ended differently if I had ignored the early signs,” she reflected. “That is why the theme ‘Catch it early, treat it right, survive it’ is not just a slogan to me. It is a lifeline that can save countless women.”

Mrs Kumah-Dzagah believes aware­ness is the first weapon in the fight. She stresses that women must be proactive, know their bodies, and act quickly when something feels unusual.

“A lump, nipple discharge, or changes in the skin should never be ignored or treated with fear and si­lence,” she explained. “Hospitals and screening centres are there to help us, not to harm us. Early detection gives the best chance for a cure.”

The Executive Secretary also raised concern about the role of mis­information and reliance on untested remedies saying, too often, delays and misplaced trust in alternative cures cost lives.

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“Treating it right means trusting science and trained professionals,” she stressed. “Modern treatment -whether surgery, chemotherapy, ra­diotherapy, or hormone therapy -may be tough, but it saves lives. I went through these treatments myself, and though the journey was not easy, I am living proof that treatment works when given at the right time.”

Her message resonates strongly in a society where cultural beliefs some­times discourage women from seeking hospital care, and myths about breast cancer fuel stigma.

For Mrs Kumah-Dzagah, survival is not simply about conquering the dis­ease. It is also about reclaiming life, hope, and purpose.

“Breast cancer is not a death sen­tence,” she affirmed. “Survivorship comes with challenges, but it also brings strength. Today, I speak not just for myself but for every woman still in the fight.”

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A call for collective action

Mrs Kumah-Dzagah believes that breaking the silence and stigma around breast health is critical. She called on women, families, and com­munities to support open conversa­tions and proactive health checks.

She said “let us be bold to check, quick to act, and committed to supporting each other. If we catch it early and treat it right, we will surely survive it.”

She said, BCSG continues to lead nationwide campaigns to create awareness, encourage screening, and support patients and survivors.

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Through advocacy and education, the organisation, she said reminds women that vigilance, timely treat­ment, and community support can turn the tide against breast cancer.

By Esinam Jemima Kuatsinu

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Gender

Trained but jobless  …the human cost of Ghana’s skills mismatch

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• Beautifully sewn african print dress

ALONG the busy corridors of the George Walker Bush highway, in Accra, 26-year old Nana Akua Afriyie arranges her beautiful sewn African print dresses on mannequins in front of her shop, hoping to attract buyers.

She trained in fashion design at a Technical and Vocational Education and Training (TVET) school in the Ashanti Region and graduated with high expec­tations. But three years on, she admits the journey has been tough.

“Everywhere I go, they tell me the same thing -they already have enough fashion designers,” Akua said with a wry smile.

A dress on a manequin

“I wish I had studied something like agro-processing or Information Commu­nication Technology (ICT), because that is where the jobs seem to be.”

Her story is not unique. Across Gha­na, TVET graduates are struggling to find work, even as employers complain about difficulties in hiring people with the right skills.

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This paradox lies at the heart of a new study commissioned by United Na­tions Children’s Fund (UNICEF) Ghana in partnership with the Government of Ghana, which has revealed deep struc­tural gaps in the TVET system.

Oversupply and

shortages

The study, conducted across 57 pre-tertiary public and private TVET institutions, found a sharp mismatch between the skills offered in schools and the skills demanded on the labour market.

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Only one out of the 57 schools offers training in agriculture which is a dominant driver of Ghana economy. This is despite employers reporting a rising need for skilled workers in agro-processing and agricultural tech­nology.

The situation in ICT is only slightly better. Although the digital economy is growing rapidly, just four TVET institu­tions provide ICT-related training.

By contrast, trades like fashion design and garment-making are over­supplied. Almost every TVET institution offers them, leading to a glut of gradu­ates competing in a saturated field.

Kwame Bediako, who runs a me­dium-sized agro-processing company in Ejisu, says the imbalance is hurting businesses. “We need young people who understand modern farming, post-harvest handling, and agro-pro­cessing.

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But the schools are not training them. Instead, every year, we see hundreds of fashion and hairdressing graduates with no jobs waiting for them,” he told this paper.

Employment gap

Beyond the mismatch of trades, the study also uncovered a “perception gap” between employers and gradu­ates.

Employers surveyed consistently reported that TVET graduates lacked adequate practical exposure and soft skills such as teamwork, communica­tion, and problem-solving. Yet when students were interviewed, many ex­pressed confidence in their prepared­ness for the job market.

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“It’s like we are speaking two dif­ferent languages,” said a construction contractor in Kumasi who took part in the survey.

“We advertise for masons or weld­ers, and applicants come with certif­icates but cannot deliver basic tasks on-site. Meanwhile, they believe they are fully qualified. It is frustrating for everyone.”

This gap highlights a deeper issue: the way TVET outcomes are measured.

While many institutions prioritise exams and certification, employers value real-world performance, adapt­ability, and reliability – qualities direct­ly tied to the targets of Sustainable Development Goal (SDG) eight which seeks to achieve decent work and eco­nomic growth.

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Infrastructure

under strain

The introduction of free TVET education in Ghana has been hailed as a bold step to expand access and empower more young people with em­ployable skills. But the surge in enroll­ment has placed immense pressure on schools.

Workshops, classrooms, and training equipment are overstretched, making it difficult for instructors to deliver effective Competency-Based Training (CBT) – a method designed to give stu­dents practical, hands-on skills.

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At one TVET school visited during the study, a single welding machine was being shared by more than 30 students, drastically limiting practice time.

“We are trying, but the resources are just not enough,” admitted an instructor who asked not to be named.

Interestingly, the study noted that private TVET institutions recorded higher CBT accreditation levels than their public counterparts, but both sectors face similar challenges of in­adequate infrastructure and outdated equipment – a challenge that reflects the urgency of SDG nine: Industry, Innovation, and Infrastructure.

Ghana’s demographic

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dividend at risk

With a youthful population, Ghana is one of several African countries pro­jected to benefit from a demographic dividend – the economic growth that can result when a large share of the population is of working age.

But UNICEF warns that this oppor­tunity may slip away if young people are not adequately prepared for the job market. High unemployment, job insecurity, and limited opportunities are already major concerns.

“TVET is a powerful pathway to equip young people with relevant skills,” the report stated. “But unless curricula, training, and infrastructure are aligned with industry needs, Ghana risks losing the benefits of its demo­graphic advantage – and missing its commitments under SDG four: Quality Education.”

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Workplace experience:

A partial fix

One of the ways schools have tried to bridge the skills gap is through Workplace Experience Learning (WEL) – placing students in companies for internships or apprenticeships.

While many employers support this, some expressed concerns about the risks involved. “It is costly to supervise students who come for training, and sometimes they slow down productivi­ty,” said an ICT firm manager in Kuma­si. “But we do it because we know the system needs it.”

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Recommendations

and the way forward

The study made several recommen­dations to address the skills mismatch. Its suggested curriculum alignment. It called on schools to update curricula to reflect the skills industries need, especially in agriculture, ICT, and construction.

Also UNICEF urged schools to inculcate soft skills in TVET training, infrastructure investment and build stronger partnerships.

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UNICEF called for a collective effort involving government, private sector, development partners, and communities to ensure that TVET fulfils its role as a driver of sustainable economic growth.

For Akua, the fashion graduate, the lack of opportunities has been discour­aging. Yet she remains hopeful. “If I had the chance to retrain in ICT or food processing, I would do it. I don’t want to just sit at home,” she said.

Her words echo the aspirations of thousands of Ghanaian youth – ambi­tious, energetic, and eager to contrib­ute, but often trapped by systemic shortcomings in education and train­ing.

By Esinam Jemima Kuatsinu

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