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Ghana-IMF meeting

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Since July 2022, when the Government of Ghana decided to go to the International Monetary Fund (IMF) for assistance, many varied opinions have been expressed concerning this move with the Minority saying that they have been vindicated because the government should have indicated its intention far earlier than it did.

Since 2017, the Akufo-Addo Administration has been able to manage the country very well, ensuring that GDP growth for 2017, 2018 and 2019 were very impressive. Introduction of policies such as One District One Factory, Planting for Food and Job as well as many other programmes have all put the country on course towards rapid economic recovery. It was thought that this would be the general trend in the ensuing eight to 10 years for the country.

UNFAVOURABLE CONDITIONS

Unfortunately, this was not to be and the entire world was hit adversely by certain unfavourable economic conditions. These unfavourable conditions brought economic difficulties which made life unbearable for the country.

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The outbreak of the COVID-19 which affected Ghana and the rest of the world forced the world to spend huge sums of money to fight the pandemic. President Akufo-Addo made it clear that he would prefer to fight hard and save lives rather than lose these lives. To him, once lives are lost, they cannot be brought back, so it was better to use available resources to fight the pandemic.

Even if all resources are depleted while lives are saved, there would be an opportunity to fight for economic recovery and improve upon the lives of the people in order to bring the standard of living to a satisfactory level. This appears to be what is happening now and this is one reason the government has been forced to go to the IMF for assistance.

HIGH CRUDE OIL PRICES

Another reason Ghana has been forced to go to the IMF is the outbreak of the Russia-Ukraine war which has brought untold hardships to countries in the world. Crude oil prices rose far above 100 dollars per barrel and countries in the world, both developed and developing, had no choice but to pay for unbearable fuel prices.

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In Europe, Canada, America and elsewhere in the developed world, inflation rose very high and made economic life extremely difficult. The situation was even worse in developing countries whose incomes were generally low. In both developed and developing countries, this trend of unfavourable economic life has continued till today.

IMF BAILOUT

As a result, over 100 countries from various parts of the world had to go to the IMF for assistance.

This is the fundamental reason Ghana, like many other countries in Africa, had to turn round to the IMF for economic and financial bailout. Seen in this way, the reason for Ghana’s decision to deal with the IMF is not due to mismanagement of the economy. Rather, the unfavourable external economic conditions are the factors that have pushed the country from its economic growth to an area of unbearable pressure which has forced the government to go for IMF bailout.

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COMPREHENSIVE DSA

The Government of Ghana commenced discussions with the International Monetary Fund on Monday, September 26, 2022. According to the government, a comprehensive Debt Sustainability Analysis (DSA), which is a key requirement for securing an IMF-supported programme is currently ongoing.

This is a necessary requirement to ensure that Ghana’s debt is on a sustainable path. A release by the Ministry of Finance on September 26, 2022, said, “The Government of Ghana is putting together a comprehensive post-COVID-19 economic programme which will form the basis for the IMF negotiations.

The COVID-19 bailout programme has become necessary because Ghana was forced to deplete its entire resources in combating the disease. Having gone through this experience, it has become necessary for government to put down a programme to justify why the country needs a bailout from the IMF.

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WHAT IMF PROGRAMME SEEKS TO ESTABLISH

The programme seeks to establish a macro-fiscal path that ensures debt sustainability and macroeconomic stability underpinned by key structural reforms and social protection. The IMF mission that arrived in Ghana on September 26, 2022, is currently in talks with the Ministry of Finance and the Bank of Ghana.

If the IMF team leaves the country, negotiations will still continue between Ghana and the Fund until an agreement is reached. It is this agreement that will be implemented by the government of Ghana under the supervision of the Fund.  

The Debt Sustainability Analysis (DSA) is an IMF-supported programme which is anchored in the analysis of a country’s capacity to finance its policy objectives and service the ensuing debt without unduly large adjustments, which could otherwise compromise its stability.

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IMF FORMAL FRAMEWORK

To this end, the IMF has developed a formal framework for conducting public and external Debt Sustainability Analysis (DSA). This serves as a tool to better detect, prevent and resolve potential crises.

Here, the framework has been made operational since 2002. The objective of the framework is threefold. In the first place, it accesses the current debt situation. Here, it looks at its maturity structure, whether it is huge, small, bearable etc.

Secondly, the framework identifies vulnerabilities in the debt, that is, whether there are loose ends or other conditions that will result in repayment difficulties. This also helps to access the debt situation.

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Finally, the framework helps to examine cases where such difficulties can emerge to create problems in terms of the restructure of the debt and whether payment can be smooth or difficult. At the end of it all, the Fund would be able to know the position of the debt of a country.

FRAMEWORK IMF TO DETERMINE DSA

Ultimately, this framework would help the IMF to determine the Debt Sustainability Anslysis of a country and come up with solutions for the way forward. The Debt Sustainability Analysis (DSA) is not applied to all countries in the same way. The Fund examines each country on case by case basis.

What this means is that two countries may have similar situations but the IMF may apply different programmes to different countries, depending on available conditions and programmes and their justifications. When all these things have been done, the nature of the bailout programme would now be made available to the country concerned.

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As of now, no one knows the nature of the programme to be implemented by the IMF. Negotiations would have to be complete before the IMF programme and its conditionalities can be made available. Thus, members of the Minority and their cohorts cannot assume that they know what the outcome would be. If this is the case, then their exaggerations of the situation must stop since it would not serve the interest of anyone in the country.

Email address/whatsApp number of author:

Pradmat201@gmail.com (0553318911)

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Confronting newborn abandonment in Ghana: when a cry for help is heard in a dustbin- Part 1

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“A woman who abandons her baby in a dustbin at Kasoa Lorry Station is not always a wicked woman. Sometimes, she is a wounded woman whose mind has broken, whose family has rejected her, and whose society has left her with only one terrible option: disappear or be disgraced.”

That is the hard truth Ghana must hear.

In the last 10 days alone, our nation has been confronted with the same painful headline, twice.

Case 1 – Kasoa Main Lorry Station, Central Region: A newborn baby girl was found abandoned inside a dustbin at the public toilet of the Kasoa Main Station. A woman who went to use the facility discovered the infant and raised an alarm. Commercial drivers and bystanders quickly retrieved the baby and rushed her to the Kasoa Polyclinic for emergency medical care.

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Case 2 – Asante Bekwai, Ashanti Region: On Thursday morning, August 20, 2026, a two-week-old neonate was reportedly abandoned by an unknown nursing mother at Bekwai in the Ashanti Region. Residents who came across the child raised the alarm. The baby was admitted to the Bekwai Government Hospital as police commenced investigations.

Let me be clear from the start: Newborn abandonment is wrong. It is dangerous. It is criminal. And it can kill. This article does not excuse it. But if we only arrest and shame, we will never stop it. We must treat the root, not just punish the fruit.

What exactly is newborn abandonment? – The two definitions

The Legal Definition: Under Ghana’s Criminal Offences Act, 1960 (Act 29), Section 96, and the Children’s Act, 1998 (Act 560), abandonment of a child under 12 years is a criminal offence. It is classified as exposure and abandonment, punishable as a misdemeanor or felony. The law sees the mother as a perpetrator.

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The Psychological definition: In clinical textbooks, newborn abandonment is defined as the intentional, permanent relinquishment of all parental rights, care, and responsibilities over an infant within the first 28 days of life without making formal, legal arrangements for care.

To understand this crisis properly, we must not confuse it with child abandonment. Newborn abandonment happens within 0-28 days of life, often driven by acute panic, denial of pregnancy, or postpartum psychosis where the attachment bond never formed. Child abandonment, on the other hand, involves toddlers to teenagers where a bond existed but collapsed over time due to chronic poverty, family breakdown, or parental burnout. One is an acute crisis of the first month; the other is a chronic breakdown over years. Both are harmful, but they need different interventions.

Psychologically, newborn abandonment is the ultimate rupture of the primary attachment bond. Think of a 19-year-old university student who secretly gives birth alone in her hostel room, wraps the crying baby in a polythene bag, and drops it at a refuse dump at midnight. That is not just a crime scene; it is a scene of extreme panic and psychological dissociation.

Why would a mother carry a baby for 9 months and then abandon it?

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This is the question every Ghanaian asks. If you wanted to abandon it, why not abort? The answer is deeply psychological:

1. The psychodynamics of denial of pregnancy: This is a profound defense mechanism, not a lie. The mother’s subconscious mind completely rejects the reality of the pregnancy. She does not gain weight normally, feels no kicks, does not seek antenatal care, and genuinely convinces herself she is not pregnant until sudden, shocking labour pains take her by surprise in a toilet or bedroom.

2. Fantasy of a dissolving problem: This is called cognitive avoidance. She believes “my boyfriend will come back,” “my mother will forgive me,” or “something miraculous will happen before birth.” So she waits, paralyzed, until the baby is here.

3. Barriers to safe abortion: Deep religious guilt, moral anxiety, fear of dying from a back-alley abortion, lack of money for a safe procedure, and family laws force her to carry to term even when she feels incapable.

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4. The shock of reality and acute panic: Upon delivery, the physical presence and crying of the newborn shatters all denial. Confronted with immediate exposure, shame, and reality, her brain enters a trauma response — “fight, flight, or freeze.” For many, it becomes “flight” — physically escape the threat of exposure to survive socially. That is why babies are left in places where others will find them -lorry stations, churches, hospitals.

Source:

Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.

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Environmental stewardship is an act of worship: The Islamic response to climate change, environmental degradation (Part 4)

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The environmental consequences of illegal mining have reached alarming levels in Ghana. Several major rivers, including the Pra, Ankobra, Offin, Birim and Tano, have experienced significant pollution from illegal mining activities, increasing the cost and complexity of water treatment while threatening the availability of potable water for millions of citizens (Water Resources Commission, 2024; Ghana Water Limited, 2024). These developments underscore the urgent need for stronger environmental governance and collective action.

Islam equally emphasises accountability in governance. The Prophet Muhammad (peace be upon him) taught that every leader is responsible for those under his or her authority (Sahih al-Bukhari, Hadith 7138; Sahih Muslim, Hadith 1829). This principle extends to public officials entrusted with environmental regulation, traditional authorities responsible for communal lands, mining companies, local assemblies, and community leaders. Environmental protection cannot succeed
where accountability is absent.

At the same time, addressing galamsey requires more than law enforcement. Sustainable solutions must tackle the underlying socio-economic realities that drive individuals into illegal mining. Many young people are motivated by unemployment, poverty, and limited economic opportunities. Islamic principles of social justice therefore call for the creation of alternative livelihoods through sustainable agriculture, vocational training, responsible small-scale mining under strict environmental standards, entrepreneurship, and skills development. Environmental protection and economic empowerment should not be viewed as competing priorities but as complementary goals that promote human dignity and national development.

Faith communities also have an indispensable role to play. Mosques, churches, schools, traditional councils, and civil society organisations possess significant influence in shaping public attitudes and behaviours. Imams, in particular, should consistently remind congregations that wealth acquired through actions that destroy communities and Allah’s creation cannot be regarded as a blessing. Religious education should cultivate environmental ethics alongside spiritual devotion, reinforcing the understanding that protecting rivers, forests, and farmlands is an expression of gratitude to Allah and a fulfilment of the trust of Khalifah.

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Ultimately, the struggle against galamsey is more than a campaign to protect natural resources; it is a struggle to uphold justice, preserve human dignity, and honour the trust that Allah has placed upon humanity. Lasting solutions will require strong governance, responsible citizenship, sustainable economic opportunities, and renewed moral leadership. Only when these elements
work together can Ghana safeguard its natural heritage for present and future generations.

Water conservation, waste management and sustainable development: Practical expressions of Islamic stewardship

Religious education should cultivate environmental ethics alongside spiritual devotion, reinforcing the understanding that protecting rivers, forests, and farmlands is an expression of gratitude to Allah and a fulfilment of the trust of Khalifah.

Ultimately, the struggle against galamsey is more than a campaign to protect natural resources; it is a struggle to uphold justice, preserve human dignity, and honour the trust that Allah has placed upon humanity. Lasting solutions will require strong governance, responsible citizenship, sustainable economic opportunities, and renewed moral leadership. Only when these elements
work together can Ghana safeguard its natural heritage for present and future generations.

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Islam is not merely a religion that condemns environmental destruction; it also provides practical guidance for preserving and sustaining the natural world. Through its teachings on moderation, cleanliness, conservation, and responsible consumption, Islam cultivates an environmental ethic that remains remarkably relevant to contemporary challenges such as water scarcity, pollution, waste management, and climate change. These teachings encourage Muslims to become
responsible custodians of Allah’s creation in both private and public life.

Water conservation: A sacred responsibility

Water occupies a unique position in Islam as the source of life and an essential element of worship. Allah says, “And We made from water every living thing. Then will they not believe?” (Qur’an 21:30, Sahih International). This verse reminds believers that water is not merely an economic resource but a divine blessing upon which all living creatures depend. The importance of water is further reflected in Islamic acts of worship. Muslims perform ablution (wudu) before the five daily prayers and ritual bathing (ghusl) under prescribed circumstances.

Yet, despite its central role in purification, Islam strongly discourages wastefulness. The Prophet Muhammad (peace be upon him) once advised one of his companions not to waste water while performing ablution, even when using water from a flowing river (Sunan Ibn Majah, Hadith 425). This timeless guidance establishes the principle that abundance does not justify extravagance.
Conservation remains a religious obligation regardless of the apparent availability of natural resources.

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This Prophetic teaching carries profound implications for contemporary Ghana. Illegal mining has severely polluted many rivers, increasing the cost of water treatment and limiting access to safe drinking water for numerous communities. Climate change has also intensified seasonal variability in rainfall, placing additional pressure on freshwater resources (IPCC, 2023). Against this
backdrop, conserving water is no longer simply an environmental preference—it is a moral imperative grounded in Islamic teaching.

Water conservation should therefore become a shared responsibility among households, educational institutions, industries, and places of worship. Simple practices such as repairing leaking pipes, harvesting rainwater, protecting riverbanks, avoiding contamination of water bodies, and promoting efficient irrigation contribute to safeguarding one of Allah’s greatest blessings. Every effort to preserve water is an investment in public health, food security, and the
wellbeing of future generations.

Unfortunately, indiscriminate disposal of refuse remains a significant challenge in many communities. Plastic waste clogs drainage systems, contributes to flooding during the rainy season, pollutes rivers and beaches, and threatens marine ecosystems. Open burning of waste further degrades air quality and poses serious health risks, particularly for children and the elderly (UNEP,2024).

The author is Chief Imam of Katamanso Municipal and Certified Counsellor and Governnace Expert.

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