Features
Gambling: Morally wrong (Part 1)
Some years ago, the leaders of a major religion made this following statement:
“There can be no question about the moral ramifications of gambling. As it has in the past, The Church stands opposed to gambling, including government-sponsored lotteries.
“Public lotteries are advocated as a means of relieving the burden of taxation. It has been clearly demonstrated, however, that all too often lotteries only add to the problems of the financially disadvantaged by taking money from them and giving nothing of value in return. The poor and the elderly become victims of the inducements that are held out to purchase lottery tickets on the remote chance of winning a substantial prize.”
This statement condemns gambling from two points of view. In religious terms, it is morally wrong. In public policy terms, it is politically unwise. I will reflect both on these points of view. First, gambling as a moral evil.
Jesus Christ taught His disciples to give and went on to teach them to sacrifice all that they have in service to Him and to their fellowmen. Satan, the adversary, on the other hand teaches men to take; forcibly if necessary, deviously if feasible, continuously if possible. Whatever encourages men to take from one another without giving value in return serves the cause of Satan.
Gambling is a game of chance that takes without giving value in return. Gambling puts money or other things of value into a pool and then redistributes it on the basis of a roll of the dice, a spin of the wheel, or a drawing of a number. Nothing of value is produced in the process.
What does gambling do to its participants? The attitude of taking something from someone else in order to enhance our own position, the essence of gambling leads us away from the giving path of Christ and toward the taking path of the adversary. The act of taking or trying to take something from someone else without giving value in return is destructive of spiritual sensitivities.
Many other Christian leaders have branded gambling as a moral evil because it leads its participants away from the behaviour and attitudes taught by Jesus Christ. A Methodist Minister, the Reverend Lycurgas M. Starkey, Jr., asked this question: “Can a Christian honestly use his gifts in gambling when his winnings are gained at the expense of another’s losing?” He answered his question as follows:
“The good Christian’s love of neighbour will stand against every practice which hinders the growth of the human spirit toward the likeness of Christ or which breaks down the structures of justice in society. The Christian will himself refrain from gambling and from publicly endorsing it in any form, realising that gambling is detrimental to the purpose of life as revealed in Jesus Christ.”
Many Christian, Jewish and Islamic sermons testify that greed and covetousness are contrary to God’s will for His children. Gambling promotes these evils. Ten times that many sermons elaborate the Saviour’s Golden Rule. Gambling, the philosophy and practice of taking, is the polar opposite of the Golden Rule.
Similar to many other sins, a national sponsored lottery is sugar-coated with the phony sweetness of a good cause. We hear proposals to use state-sponsored gambling as a solution to financial crises in state government. These proposals invite us to focus on the desirability of additional funding and of needed relief for hard-pressed taxpayers and to ignore the costs of gambling. There are moral costs to the participants, and there are also financial costs in this means of raising money.
Gambling tends to corrupt its participants. Its philosophy of something for nothing undermines the virtues of work, industry, thrift and service to others. The seductive lure of a huge possible windfall for a small “investment” encourages participants to gamble with funds needed for other purposes, even the basics of food and housing. Gamblers commonly deprive themselves, they often impoverish their families, and they sometimes steal from others to finance their indulgence. We are all familiar with cases in which trusted employees have stolen from their employers, bringing tragedy upon themselves and their families. All too often this ruinous sequence is traceable to a desperate attempt to pay gambling debts or to finance further indulgence.
Looking at the foregoing it can clearly be summarised that gambling is a moral evil for the following five reasons: First, it weakens the ethic of work and promotes the idea of something for nothing. Second, it promotes greed and covetousness and the spirited taking from one’s neigbour. Third, it turns to corrupt the participants to often be associated with embezzlement, drunkenness and other devices. Fourth, it is habit forming and always a vicious and unprofitable waste of time. Fifth and the most important point, it is destructive of spirituality and causes the participants to lose the spirit of the Lord.
These should be sufficient reason for all to abstain from gambling in all of its forms. Gambling only benefits its promoters and takes away not only money but the peace of mind of 99 per cent of its participants. By all means let’s avoid gambling and speak against it.
I conclude my reflections of the moral evils of gambling with these words of Richard L. Evans:
“The spirit of gambling is a progressive thing. Usually it begins modestly; and then, like many other hazardous habits, it often grows beyond control. At best it wastes time and produces nothing. At worst it becomes a ruinous obsession and fosters false living by encouraging the futile belief that we can continually get something for nothing.”
Gambling is obviously an effective instrument for opposing the work of God. No wonder the prophets have opposed it vigorously.
• Next week Gambling: Politically
Unwise (Part 2)
By Samuel Enos Eghan
On Sunday, October 11, 2026, it was the turn of Ghanaian Catholics in Finland to lead the singing in the church service of the African Catholic Chaplaincy in Finland (ACCF).
It was indeed a spirit-filled feeling for worshippers present. And for the Ghanaian migrants, the occasion also brought back to them memories of church services in their home country, Ghana.
The ACCF has a roster for each country/community to sing from time to time. Next Sunday will be the turn of the Nigerian community. Other communities that usually sing are the Kenyan/Tanzanian community, the Cameroonian, the Ugandan, group, etc.
A powerful religious experience
The mass services of the Chaplaincy usually give a powerful religious experience and a display of cultural diversity, especially in occasions such as when the Bishop of Helsinki, Bishop Raimo Goyarrola, celebrated mass with the Chaplaincy on Pentecost Day, May 24, 2026.
There was a similar time of spiritual joy last month (September 27, 2026) when Emeritus Bishop Teemu Sippo, former Bishop of Helsinki, visited the Chaplaincy. Bishop Teemu was the main celebrant, assisted by the Chaplain, Reverend Father Thomas Otieno.
Last Sunday, Reverend Father Bernard Sor, a Ghanaian Catholic priest based in Austria, was the main celebrant in the mass service where he performed a rite of baptism. Fr Bernard had celebrated mass a few months ago when he visited his sister and her husband in Helsinki. 
All these well-attended religious occasions indeed leave lasting memories. The homilies (peaching) by the priests usually emphasize religious tenets such as the importance of loving and serving God in truth, existing in peace with our fellow humans to promote unity in diversity, etc.
Unity in diversity and a colourful display of cultures
The African Chaplaincy church services usually produce impressive displays of diverse cultures from different parts of Africa and elsewhere. The events are often spiced by rich cultural displays of dances and colourful attires which are a delight to watch.
On special occasions, members of the Ghanaian Catholic community, in their gay and colourful kente attire and with adowa dance and music, usually lead the procession into the church. Other communities such as the Cameroonian, Nigerian, Kenyan and Tanzanian as well as Sudanese/South Sudanese groups also put up well-choreographed performances from their cultures.
The African Catholic Chaplaincy in Finland
The African Chaplaincy was founded on June 4, 2017, which was a Pentecost Sunday, in a Pontifical High Mass celebrated by Monsignor Emeritus Sippo S.C.I., the then Bishop of Helsinki, at the St. Mary’s Catholic Parish Church in Helsinki.
The Chaplaincy was created by Bishop Teemu in collaboration with the Diocesan body when they detected a great flocking of African immigrants to Finland, the majority of whom were Catholics. This was to give the immigrants a possibility to integrate into the Finnish society by worshiping as Catholics and in their African cultural identity.
The responsibility of the Chaplaincy was given by Bishop Teemu to Father Dr Leonard Wobilla Shwei, who is thus the first Chaplain and ably led the Chaplaincy. He was succeeded a few years ago by Father Thomas Otieno, who continues to move the Chaplaincy forward. Thank you!
GHANA MATTERS column appears fortnightly. Written in simple, layman’s terms, it concentrates on matters about Ghana and beyond. It focuses on everyday life issues relating to the social, cultural, economic, religious, political, health, sports, youth, gender, etc. It strives to remind us all that Ghana comes first. The column also takes a candid look at the meanings and repercussions of our actions, especially those things we take for granted or even ignore. There are key Ghanaian values we should uphold rather than disregard with impunity. We should not overlook the obvious. We need to search for the hidden or deeply embedded values and try to project them.
With Dr Perpetual Crentsil
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She did not find out he was cheating. She found out he was drowning.
It was two weeks after their beautiful wedding. The jollof was still in the fridge. A loan officer called her number-not his-and politely asked, “Madam, please tell your husband to pay his overdue loan. We have been calling him.”
That was how she discovered her new husband had entered their marriage with a hidden debt of over GH¢ 40,000. No cheating. No other woman. Just a financial secret.
And that is how many Ghanaian marriages begin to die. Not with a shout, but with a secret alert on a phone.
We prepare for the wedding. We do not prepare for the wallet.
What is money honesty?
Let me define it simply. Money honesty is not that you both earn the same. It is that you both know the same. It is the ability to sit down and say without fear:
“This is how much I earn.”
“This is how much I owe.”
“This is how I was raised to see money.”
“This is what scares me about money.”
Financial transparency is not about control. It is about clarity. You cannot build trust on top of secrets.
Many couples tell me, “Counsellor, we love each other, love will handle money.” I always answer, “Love is the car, but money honesty is the fuel. Love without honesty cannot move.”
How To Buy Your Marriage Insurance Today – My 5-Step Protocol
If you are engaged, newly married, or even 20 years in marriage, you can still fix this. At Counsellor Prince & Associates Consult—CPAC, this is what I give couples:
Step 1: The 90-Minute Money Naked Session.
No phones, no blame. Each partner writes down on paper: Monthly income, monthly debts, monthly family obligations, savings, and your biggest money fear. Then you exchange papers. Read it. Don’t react for 24 hours. Just absorb.
Step 2: Create OUR Money, YOUR Money, My Money.
You need three pots. OUR money for rent, food, school fees, utilities, properties, and the like— joint contribution. YOUR money and MY money—a small agreed allowance no one questions. This stops the feeling of being controlled.
Step 3: The No-Secret Debt Rule.
Agree from today: No new loan, no new hire purchase, no new family financial commitment above GHS 500 without telling each other first. Not permission, but information.
Step 4: Talk About Your Money Personality.
Are you a Spender or a Saver? Are you Risky or Safe? Most Ghanaian marriages are a Spender married to a Saver. Neither is wrong. But if you don’t understand your partner’s personality, you will call his saving “stinginess” and her spending “wastefulness.”
Step 5: Do a Monthly 30-Minute Money Date
Not an argument date. Light, with tea. “How did we do this month? What worried you? What should we plan for next month?” Couples who do this divorce far less.
My Final Word
Before you say “I Do” at the altar, have pre-marital counselling and also have the money talk on the sofa.
Ask your partner:
“If I lost my job today, how long can we survive?”
“What debt are you bringing into this marriage?”
“How much do you send to your family monthly and will that continue?”
If he or she gets angry that you asked, don’t get married yet. A person who is angry about accountability will be abusive about money.
Marriage insurance is not bought at Star Assurance or Enterprise. It is bought in honest conversations when no one is watching.
The wedding costs one day. The marriage costs a lifetime. Don’t enter a lifetime contract and covenant with hidden costs.
You can still insure your marriage today.
Source:
Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.
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