Editorial
Decentralisation of student loan scheme way to go

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Dear Editor,
It is often said that education is the key to success.
Although there are divided opinions due to various reasons, one can not undermine its importance towards the growth of any country, including Ghana.
Over the years, successive governments have implemented various policies to ensure that every child gets access to quality education at all levels by bearing some of the cost.
We can talk of the Free SHS policy and also the free tertiary education for first year students by the current government.
Also, one way the government supports tertiary students financially is through the student loan scheme where tertiary students apply for loans to support themselves financially and pay when they start working.
It is fair to say that the student loan scheme has been of immense benefit to students who apply and are lucky to have it.
That notwithstanding, a few of my friends I have interacted with have also shared their frustration about the whole application process.
According to them, some students have had to abandon the idea of applying for the loan due to the frustration they encounter while going through the whole application process.
Although I never applied for the loan during my days as a university student, I shared in their pain and frustration.
Tertiary institutions are uniquely positioned to identify ‘needy but brilliant students’ more effectively than any other state institution, and for this reason I am of the view that the student loan scheme should be decentralised, with universities managing the process through a well-constituted board.
Also, the board should be clothed with the responsibility of approving loan requests based on applicants’ demonstrated academic performance and proven financial need.
Such a localised approach, I believe, would make the funds available to the most deserving students promptly and efficiently and also address the bottlenecks associated with the whole loan application process.
Atom,
Sukura
Editorial
Road safety must begin with us the users

Dear Editor,
Before we start blaming the government, the authorities and how bad our roads are, perhaps we should first ask ourselves what role we played in making our roads unsafe.
Road safety is often discussed as though it is solely the responsibility of the government and law enforcement agencies, neglecting our roles we play to make the roads unsafe.
While authorities have an important role to play, the behaviour of individual road users remains equally important.
A driver who speed, overtakes recklessly, uses phone while driving or drives when tired is making a decision that could affect many lives.
A motorcyclist who ignored traffic light and also refuse to wear a helmet, passengers who encourage the driver to speed and the pedestrians who crosses a busy road carelessly can also contribute to danger.
We must therefore develop a strong culture of personal responsibilities on our roads.
Drivers should obey speed limit, avoid distractions and ensure their vehicles are road worthy, passengers should also not encourage reckless driving simply because they want to arrive at their destination quickly whiles pedestrians must also exercise greater caution when crossing roads.
At the same time authorities must continue to improve road infrastructures, enforce traffic regulations consistently and educate the public about responsible road use.
Road safety cannot succeed through enforcement alone; it requires change in attitude. If each road user understand that another person’s life may depend on their decision, our road can become safer.
Let us not wait for another crash before we remember the value of life. Thank you for the space.
From Akwasi Aaron
Accra.
Editorial
Free SHS does not mean free parenting
Dear Editor,
I was concerned by a point raised during a radio review about the growing expectation among some parents that once their children attend government schools, particularly under the Free SHS programme, the government must provide virtually everything they need.
This mindset deserves serious public discussion.
The introduction of Free SHS has undoubtedly lifted a significant financial burden from parents. Government is already absorbing substantial costs associated with the education of thousands of Ghanaian children. Students in public second-cycle institutions also benefit from provisions such as tuition support, meals and other essential services.
However, Free SHS should not be interpreted as free parenting. A parent should not expect the government to provide every personal item a child needs simply because the child attends a public school. Items such as mattresses, sponges, toiletries, clothing, chop boxes and other personal necessities should, where possible, remain part of the parent’s responsibility.
The same principle applies at the basic-school level. Government has a responsibility to provide quality education and create an enabling environment for children to learn. Parents, however, have an equally important responsibility to support their children’s education and welfare.
Government cannot and should not replace the family. When parents gradually transfer every responsibility to the state, we risk creating a culture of dependency in which citizens expect government to solve every personal problem. That is neither sustainable nor healthy for our development as a nation.
We must therefore appreciate the support government provides while recognising that education is a shared responsibility. Parents must continue to contribute according to their means, schools must do their part, and government must continue providing the necessary educational infrastructure and support. Rather than asking, “What else will government give us?” parents should also ask, “What can I do to support my child’s education?”
Free education is a public investment, not an invitation for parents to abandon their responsibilities. Ghanaians must therefore change the mentality that government must provide everything. The state can carry a significant portion of the burden, but the family must never surrender its responsibility.
Free SHS should make education more accessible not make parenting optional.
From Desmond Aidoo
Sowutuom




