Editorial
Decentralisation of student loan scheme way to go
Dear Editor,
It is often said that education is the key to success.
Although there are divided opinions due to various reasons, one can not undermine its importance towards the growth of any country, including Ghana.
Over the years, successive governments have implemented various policies to ensure that every child gets access to quality education at all levels by bearing some of the cost.
We can talk of the Free SHS policy and also the free tertiary education for first year students by the current government.
Also, one way the government supports tertiary students financially is through the student loan scheme where tertiary students apply for loans to support themselves financially and pay when they start working.
It is fair to say that the student loan scheme has been of immense benefit to students who apply and are lucky to have it.
That notwithstanding, a few of my friends I have interacted with have also shared their frustration about the whole application process.
According to them, some students have had to abandon the idea of applying for the loan due to the frustration they encounter while going through the whole application process.
Although I never applied for the loan during my days as a university student, I shared in their pain and frustration.
Tertiary institutions are uniquely positioned to identify ‘needy but brilliant students’ more effectively than any other state institution, and for this reason I am of the view that the student loan scheme should be decentralised, with universities managing the process through a well-constituted board.
Also, the board should be clothed with the responsibility of approving loan requests based on applicants’ demonstrated academic performance and proven financial need.
Such a localised approach, I believe, would make the funds available to the most deserving students promptly and efficiently and also address the bottlenecks associated with the whole loan application process.
Atom,
Sukura
Dear Sir,
I wish to use this platform to congratulate all farmers in Ghana for their hard work and dedication to duty on the occasion of 2025 Farmers’ Day celebration.
Yesterday, in Ho in the Volta Region, Ghana marked the 41st edition of the celebration instituted by late former president, Jerry John Rawlings. It was marked under an excellent theme “Eat Ghana, Grow Ghana, Secure the future.” The aim was to promote local consumption, food security and the transformation of agriculture into a key driver of the economy.
The message it seeks to send out there is very loud and clear. That, every Ghanaian should strive to consume food produced locally. The work of our gallant farmers would amount to nothing if Ghanaians fail to consume what they toil morning, day and night to produce.
Farmers in Ghana are one group of people we must continue to celebrate and adore. They work so hard to ensure that food reaches every home in Ghana. And on such occasions, it is important to honour them like its done every year but one thing I wish to bring to the attention of government is that it is important to mechanically support the activities of these farmers and secondly, make the agric sector very attractive for the youth.
The youth have become so fixated on white-collar jobs which are currently non-existing. Government must therefore make the sector attractive enough for the youth to veer into the area.
Maxwell Quarshie,
Swedru
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Dear Editor,
MAY I please use your respected medium to commend the establishment of Parliament television. Through this initiative, many Ghanaians, including my very self, get the chance to follow the activities of the legislative arm of government. We see the processes they go through in passing laws and making amendments.
Recently, I have been following their activities including discussion on the budget read by the Finance Minister, Dr Casiel Ato Forson. I was so happy with the estimates for the roads ministry especially because of the nature of our roads. A lot of our roads connecting the capital to other regions are very bad, making traveling very difficult and quite stressful.
I wish to appeal to the two divides in the house of parliament to bury their political differences to do a good work on the estimates for speedy approvals. That would help the ministry fulfil its financial obligations for contractors to move to site and ensure that our roads get the needed facelifts to make travelling easy and enjoyable.
Kwame Eugene,
Kasoa
