Editorial
Decentralisation of student loan scheme way to go
Dear Editor,
It is often said that education is the key to success.
Although there are divided opinions due to various reasons, one can not undermine its importance towards the growth of any country, including Ghana.
Over the years, successive governments have implemented various policies to ensure that every child gets access to quality education at all levels by bearing some of the cost.
We can talk of the Free SHS policy and also the free tertiary education for first year students by the current government.
Also, one way the government supports tertiary students financially is through the student loan scheme where tertiary students apply for loans to support themselves financially and pay when they start working.
It is fair to say that the student loan scheme has been of immense benefit to students who apply and are lucky to have it.
That notwithstanding, a few of my friends I have interacted with have also shared their frustration about the whole application process.
According to them, some students have had to abandon the idea of applying for the loan due to the frustration they encounter while going through the whole application process.
Although I never applied for the loan during my days as a university student, I shared in their pain and frustration.
Tertiary institutions are uniquely positioned to identify ‘needy but brilliant students’ more effectively than any other state institution, and for this reason I am of the view that the student loan scheme should be decentralised, with universities managing the process through a well-constituted board.
Also, the board should be clothed with the responsibility of approving loan requests based on applicants’ demonstrated academic performance and proven financial need.
Such a localised approach, I believe, would make the funds available to the most deserving students promptly and efficiently and also address the bottlenecks associated with the whole loan application process.
Atom,
Sukura
Dear Editor,
I WRITE to draw the attention of NADMO and other related agencies to the recent prediction by the Ghana Meteorological Agency to expect a lot of rains this year, especially in the Southern sector of the country.
GMet issued the forecast to provide an early warning to protect lives and property.
Interestingly, the Southern sector happens to be one of the many trouble spots in the country when the rains start.
It predicted the season to start in March and continue until July or August with above-normal rainfall along the eastern coast and nearby inland areas, including Accra, Tema, Cape Coast, Saltpond, Asamankese, Akim Oda, Koforidua, and Kade.
Knowing the problems faced as a country, concerns have been raised in certain quarters about the aftermath flooding problems in low-lying areas.
These concerns are well placed because flooding has become an annual ritual associated with the season.
My appeal goes to NADMO as well as the district and metropolitan assemblies. They are responsible for activities before and after the season.
As we prepare, they must spearhead the campaign to desilt the drainages in order for water to flow freely.
The citizenry must also show some sense of responsibility by desisting from throwing rubbish into gutters to block the free flow of water.
Noah Musa,
Adabraka
Dear Editor,
I WOULD like to express my views on why some people abuse leaders on social media platforms.
In recent times, social media has become a powerful tool for communication and expression. Unfortunately, many people misuse this freedom by insulting and abusing leaders instead of engaging in constructive criticism.
One major reason for this behaviour is frustration. When citizens feel ignored, unemployed, or affected by poor policies, they sometimes turn their anger toward leaders online.
Another reason is anonymity. Social media allows users to hide behind fake names and profiles, which gives them the confidence to say things they would not dare say in public. This lack of accountability encourages abusive language and disrespectful comments.
Ignorance and misinformation also play a role. Some people abuse leaders based on false news or rumours without verifying facts. This leads to unnecessary attacks that can damage reputations and create tension in society.
While leaders should be held accountable, abuse and insults do not solve problems. Too many people are finding social media platforms as homes to hide and churn out untruths that goes a long way to damage the image and credibility of the victims.
Constructive criticism, dialogue, and lawful channels are better ways to express dissatisfaction. Citizens must remember that respect is essential for national unity and development.
I hope this letter will encourage people to use social media responsibly and promote respectful communication.
Eugene Ampiaw,
Takoradi
