Features
Why we need more revenue through e-levy
Even without the COVID-19 pandemic, it was not easy for countries to enhance the generation of their income to finance their developmental needs as well as improve upon the welfare of their people.
Many countries found it difficult to generate enough revenue to satisfy their needs and to portray themselves as self sufficient and independent of other countries. While many developed countries have been able to generate more revenue to finance their own projects, many developing countries on the other hand have not been able to do same for which reason such developing countries tend to depend on the rich developed countries for assistance.
DEVELOPING COUNTRIES AND INCOME GENERATION
If developing countries are, therefore, to make it in the world by way of adequate income generation and satisfy their own needs without depending on others, then they need to find new ways of finding their own revenue to meet their own needs. It is in the light of this that developing countries must work hard in the direction of income generation to be able to finance their ever increasing demands.
President Akufo-Addo has told Ghanaians about Ghana-without-aid. This is a concept that seeks to challenge all Ghanaians to think of depending on their own selves rather than depending on other countries for assistance. The programme will take time to achieve but we need to start from somewhere, that is, be able to increasingly generate more revenue for our developmental needs so that with time we will become less and less independent on foreign donors.
If this is done, Ghana will be able to depend on its own efforts in the long run. This is the goal of Ghana-without-aid and we all need to support it in its pursuance to bring it to the required logical conclusion and tell the world that Ghana has become of age as far as economic independence is concerned.
SUPPORT FROM ALL GHANAIANS
The Akufo-Addo administration intending to achieve this objective wants support from all Ghanaians, not just a section, to bring this into fruition. This will be possible when we all pledge in sincerity and become highly committed to implement such a programme.
The main objective of the introduction of the E-levy in Ghana, therefore, is to generate more revenue and be able to undertake as much development as possible and also generate enough employment in the country.
STRIKES
Many lecturers in our tertiary institutions, including professors and senior lecturers are often seen embarking upon strikes to demand for research allowances and better conditions of service. Other workers in the public sector are also often seen embarking on the same demands.
Again, we need to care for our health needs to satisfy all Ghanaians in various parts of the country. Apart from health needs, the educational sector also needs rapid development so that our future leaders will not be let down in the process.
From time to time we also hear of disasters in various parts of the country. They include fire outbreaks, explosions, motor accidents, etc. All these require immediate attention from the government through National Disaster Management Organisation (NADMO). For NADMO to be effective, the government must be able to support it with enough financial resources to address all disasters including damage by storms to buildings.
ROAD CONSTRUCTION
One other thing we cannot forget about is the construction of roads which is needed in both rural and urban areas. As of now, people are demanding good roads in all parts of the country but these cannot be built without money. European countries are beautiful because of the taxes they are able to impose on their people for development.
In the same way, the E-levy ought to be accepted by the people in this country to enable us finance all our needs without relying on foreign donors for support. If we are unable to do this, then we will have no choice but consider ourselves second-rate citizens who will always have to depend on others for support.
Ghana Broadcasting Corporation (GBC) was given the exclusive rights for both radio and television broadcasts regarding the 2021 AFCON. This became possible because the government contributed substantially to the sponsorship to top up the little amount that GBC was able to raise. The sponsorship was good, even though Ghana did not perform well, because it helped to project the national broadcaster as a capable broadcasting network that could live up to expectation.
NEED TO EMBRACE THE E-LEVY
Thus, it is clear that without the generation of adequate revenue to undertake relevant projects, the country will not be able to go far and if this is the case, then Ghanaians need to embrace the E-levy and help government to depend on our own financial resources to address the ever-challenging needs of the country.
This is where we need to put aside partisan politics and think about the country first before anything else. If we all move along this path of progress, all developmental challenges, indeed, most of them would be overcome and Ghanaians as a whole will be the winners.
As a country, we need to think about ourselves as to whether we want to stay where we are today or move ahead to a higher level where the economy can cater for the needs of everyone without discrimination. If God created all men equal, then what others have been able to do by way of socioeconomic development in Europe, Japan, Canada, United States, etc, can also be done by Ghanaians.
The trick is simple, that is, coming together to mobilise resources from within our country and using them to transform the socioeconomic needs of our people.
What is good for the goose is good for the gander so let us come together as one people to strive hard to transform the needs of society and make it better for all.
Contact email/WhatsApp of author:
Pradmat2013@gmail.com (0553318911)
On Sunday, October 11, 2026, it was the turn of Ghanaian Catholics in Finland to lead the singing in the church service of the African Catholic Chaplaincy in Finland (ACCF).
It was indeed a spirit-filled feeling for worshippers present. And for the Ghanaian migrants, the occasion also brought back to them memories of church services in their home country, Ghana.
The ACCF has a roster for each country/community to sing from time to time. Next Sunday will be the turn of the Nigerian community. Other communities that usually sing are the Kenyan/Tanzanian community, the Cameroonian, the Ugandan, group, etc.
A powerful religious experience
The mass services of the Chaplaincy usually give a powerful religious experience and a display of cultural diversity, especially in occasions such as when the Bishop of Helsinki, Bishop Raimo Goyarrola, celebrated mass with the Chaplaincy on Pentecost Day, May 24, 2026.
There was a similar time of spiritual joy last month (September 27, 2026) when Emeritus Bishop Teemu Sippo, former Bishop of Helsinki, visited the Chaplaincy. Bishop Teemu was the main celebrant, assisted by the Chaplain, Reverend Father Thomas Otieno.
Last Sunday, Reverend Father Bernard Sor, a Ghanaian Catholic priest based in Austria, was the main celebrant in the mass service where he performed a rite of baptism. Fr Bernard had celebrated mass a few months ago when he visited his sister and her husband in Helsinki. 
All these well-attended religious occasions indeed leave lasting memories. The homilies (peaching) by the priests usually emphasize religious tenets such as the importance of loving and serving God in truth, existing in peace with our fellow humans to promote unity in diversity, etc.
Unity in diversity and a colourful display of cultures
The African Chaplaincy church services usually produce impressive displays of diverse cultures from different parts of Africa and elsewhere. The events are often spiced by rich cultural displays of dances and colourful attires which are a delight to watch.
On special occasions, members of the Ghanaian Catholic community, in their gay and colourful kente attire and with adowa dance and music, usually lead the procession into the church. Other communities such as the Cameroonian, Nigerian, Kenyan and Tanzanian as well as Sudanese/South Sudanese groups also put up well-choreographed performances from their cultures.
The African Catholic Chaplaincy in Finland
The African Chaplaincy was founded on June 4, 2017, which was a Pentecost Sunday, in a Pontifical High Mass celebrated by Monsignor Emeritus Sippo S.C.I., the then Bishop of Helsinki, at the St. Mary’s Catholic Parish Church in Helsinki.
The Chaplaincy was created by Bishop Teemu in collaboration with the Diocesan body when they detected a great flocking of African immigrants to Finland, the majority of whom were Catholics. This was to give the immigrants a possibility to integrate into the Finnish society by worshiping as Catholics and in their African cultural identity.
The responsibility of the Chaplaincy was given by Bishop Teemu to Father Dr Leonard Wobilla Shwei, who is thus the first Chaplain and ably led the Chaplaincy. He was succeeded a few years ago by Father Thomas Otieno, who continues to move the Chaplaincy forward. Thank you!
GHANA MATTERS column appears fortnightly. Written in simple, layman’s terms, it concentrates on matters about Ghana and beyond. It focuses on everyday life issues relating to the social, cultural, economic, religious, political, health, sports, youth, gender, etc. It strives to remind us all that Ghana comes first. The column also takes a candid look at the meanings and repercussions of our actions, especially those things we take for granted or even ignore. There are key Ghanaian values we should uphold rather than disregard with impunity. We should not overlook the obvious. We need to search for the hidden or deeply embedded values and try to project them.
With Dr Perpetual Crentsil
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She did not find out he was cheating. She found out he was drowning.
It was two weeks after their beautiful wedding. The jollof was still in the fridge. A loan officer called her number-not his-and politely asked, “Madam, please tell your husband to pay his overdue loan. We have been calling him.”
That was how she discovered her new husband had entered their marriage with a hidden debt of over GH¢ 40,000. No cheating. No other woman. Just a financial secret.
And that is how many Ghanaian marriages begin to die. Not with a shout, but with a secret alert on a phone.
We prepare for the wedding. We do not prepare for the wallet.
What is money honesty?
Let me define it simply. Money honesty is not that you both earn the same. It is that you both know the same. It is the ability to sit down and say without fear:
“This is how much I earn.”
“This is how much I owe.”
“This is how I was raised to see money.”
“This is what scares me about money.”
Financial transparency is not about control. It is about clarity. You cannot build trust on top of secrets.
Many couples tell me, “Counsellor, we love each other, love will handle money.” I always answer, “Love is the car, but money honesty is the fuel. Love without honesty cannot move.”
How To Buy Your Marriage Insurance Today – My 5-Step Protocol
If you are engaged, newly married, or even 20 years in marriage, you can still fix this. At Counsellor Prince & Associates Consult—CPAC, this is what I give couples:
Step 1: The 90-Minute Money Naked Session.
No phones, no blame. Each partner writes down on paper: Monthly income, monthly debts, monthly family obligations, savings, and your biggest money fear. Then you exchange papers. Read it. Don’t react for 24 hours. Just absorb.
Step 2: Create OUR Money, YOUR Money, My Money.
You need three pots. OUR money for rent, food, school fees, utilities, properties, and the like— joint contribution. YOUR money and MY money—a small agreed allowance no one questions. This stops the feeling of being controlled.
Step 3: The No-Secret Debt Rule.
Agree from today: No new loan, no new hire purchase, no new family financial commitment above GHS 500 without telling each other first. Not permission, but information.
Step 4: Talk About Your Money Personality.
Are you a Spender or a Saver? Are you Risky or Safe? Most Ghanaian marriages are a Spender married to a Saver. Neither is wrong. But if you don’t understand your partner’s personality, you will call his saving “stinginess” and her spending “wastefulness.”
Step 5: Do a Monthly 30-Minute Money Date
Not an argument date. Light, with tea. “How did we do this month? What worried you? What should we plan for next month?” Couples who do this divorce far less.
My Final Word
Before you say “I Do” at the altar, have pre-marital counselling and also have the money talk on the sofa.
Ask your partner:
“If I lost my job today, how long can we survive?”
“What debt are you bringing into this marriage?”
“How much do you send to your family monthly and will that continue?”
If he or she gets angry that you asked, don’t get married yet. A person who is angry about accountability will be abusive about money.
Marriage insurance is not bought at Star Assurance or Enterprise. It is bought in honest conversations when no one is watching.
The wedding costs one day. The marriage costs a lifetime. Don’t enter a lifetime contract and covenant with hidden costs.
You can still insure your marriage today.
Source:
Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.
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