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Any justificationfor Ghana’s rising public debt?

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One of the countries in the world that owes a lot in terms of public debt is the United States of America which is about the richest and the most powerful country occupying the surface of the earth.

Even though the United States owes a huge debt to many countries in the world, it cannot be said that it is threatening the existence of its citizens because it uses the money in a manner that helps to cater for the interest of the American people. In other words, as long as a country that owes huge public debt is able to invest its resources wisely and undertake productive ventures with the money borrowed, it will go a long way to solidify the lifestyle and standard of living of its people.

It is only when money that should be well invested is wasted that we can say the future will become bleak for the country concerned. If money is borrowed in huge quantities but utilised to undertake tremendous development projects which go to enhance the productive capacity of the economy, it will not be seen as waste, but a form of investment that will ultimately influence the country’s direction of growth in a positive manner.

Developmental government programmes

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If this is the case, then we need to be careful about how we crucify certain governments for going in for money for developmental purposes. If a country, like Ghana, borrows so much money without a corresponding record of investment, then people must begin to show concern about this trend. But, if on the other hand, what is borrowed, even if high, is used to undertake programmes that will be in the interest of the country, then we need not be worried over such a situation.

Due to the over-politicisation of issues in this country, matters concerning borrowing have always been overstretched beyond reasonable limits of analysis such that sometimes, we wonder whether to sit and fold our arms while we could have gone in to borrow money to stimulate growth in certain parts of the economy. There is no doubt that we need to be careful about borrowing but if it is used to resuscitate and strengthen the economy for a more positive productive growth, we need to embrace it.

Free SHS and TVET

If more debts are contracted to add to our total debt stock but there is no basis for such a development, then we all have to show concern about it, but if the debt stock is going up because of investment in areas such as road construction, strengthening of the health sector, building of educational infrastructure, especially the free SHS and TVET, then we need to put aside all jokes and analyse issues in the right way so that we would all come to the right and acceptable conclusion.

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Current debate

A current debate ongoing among certain individuals and groups of people in the country is the rising public debt which has hit a high level of GH¢286.9 billion. This figure appears to be very high but did not come out by chance. Rather, it is the result of a combination of factors which have brought about this huge public debt.

A number of reasons can account for rising public debt. One such factor is that if in the past things were not managed well, the result will be a rapid rise in the debts facing the nation. Debts may be accrued in form of investment or rapid construction of infrastructure to facilitate socio-economic development.

When this happens, the development that has taken place can help to generate extra incomes which in turn may cover the debts previously incurred. On the other hand, if previous accumulated debts are not put to good use in form of investment the result will be escalating the level of public debt. Again, some of the debts came about as a result of judgement debts and unreasonable interest rates incurred in connection with some deals connected with some of the power agreements contracted in the past.

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Current public debt

Ghana’s current debt of GH¢286.9 billion represents 74.4 per cent of the country’s gross domestic product. On the face of it the debt looks too high but did it just rise like that? Certainly, no.

Available records show that the country’s public debt more than tripled between 2012 and 2016. It will, therefore, stand to reason that the numerous debts that were incurred between 2012 and 2016 could not be invested well as a result of which the public debt level kept getting higher and higher.

In a way, this unfavourable economic situation greatly impacted on the lifestyle of the people in the country and this together with non-availability of adequate electricity made economic life unbearable, hence the massive votes against the then NDC led government in December ,2016.

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Surviving economically

The people in this country must continue to survive economically and live well. For this reason, the Akufo-Addo administration has negotiated for more loans to help construct more roads and other forms of infrastructure in form of schools, hospitals and other development projects.

The implementation of the free secondary school system which is good for the country has also affected the debt stock of the country. The free SHS, free Technical schools and free Vocational schools have led to the accumulation of some billions of Ghana Cedis.

Some of these covered water and electricity extension projects in various parts of the country. For example, for the first time Tamale in the Northern Region can now boast of a beautiful interchange. Such interchange projects have been duplicated in places such as Tema, Obetsebi-Lamptey Circle in Accra and Nsawam area.

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COVID-19 pandemic

Just as things were moving on well under the Akufo-Addo administration, the pandemic known as COVID-19 hit the world including Ghana, throwing out of gear all infrastructure programmes that had been planned for the country.

The COVID-19 further affected the revenue base of the country and increased expenditures to further higher levels. This is what has led to the debt to GDP ratio of 74.4 per cent as of November 2020.

These and many other challenges have contributed to the economic problems facing the country. For many countries in the world, including France, Britain, USA, Germany and others, economic conditions have not been easy. What this means is that things are not easy. Thus, the situation calls for prudent economic management and implementation of programmes.

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In spite of all these, Ghana as a country has done well in managing its economy, especially in the light of the COVID-19 pandemic which has led to the collapse of many economic and business activities in the country. Small businesses for example are being supported by the National Board for Small Scale Industries (NBSSI).

Mobilisation of resources to carry out development projects in the country has not been easy but with great determination and commitment, irrespective of the challenges, the Akufo-Addo administration is likely to make it to the admiration of all Ghanaians.

Dr. Kofi Amponsah-Bediako

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Confronting newborn abandonment in Ghana: When a cry for help is heard in a dustbin – Part 2

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An abandoned baby

The root causes: It is never just one reason

My years of counselling at CPAC show me abandonment is rarely an act of malice. It is the tragic endpoint of seven overwhelming distresses:

1. Severe maternal mental illness —The hidden emergency

a) Clinical Postpartum Depression (PPD): This is far beyond “baby blues.” It is a severe mood disorder that can appear weeks to months after birth. Due to a massive drop in hormones, extreme sleep deprivation, and emotional exhaustion, the mother feels deep sadness, worthlessness, and complete emotional numbness towards her baby. Picture: A new mother sits by her bed all day, staring blankly. Her baby cries for hours, but she cannot lift her hands to carry the baby. She whispers, “This baby would be better off without me.” She does not hate the baby; she feels she has completely failed as a mother.

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b) Peripartum Psychosis (Postpartum Psychosis): This is a psychiatric emergency. Rare but extremely dangerous, appearing suddenly within the first 2-3 weeks after delivery. The mother completely loses touch with reality. She hears commanding voices telling her to abandon the baby, or believes the baby is possessed by an evil spirit or is a “spirit child” who will bring a curse. Picture: A mother genuinely believes she heard a voice saying, “Leave this child at the crossroads at midnight or your family will die.” She abandons the baby not out of hatred, but because her broken mind believes she is obeying a higher spiritual order to save her family.

c) Pre-existing untreated Schizophrenia: This is a chronic, severe mental disorder that existed before the pregnancy. The stress of pregnancy and labour shatters her fragile coping. She suffers from paranoid delusions — believing people want to poison her and the baby — flat affect (zero facial expression), and grossly disorganised thinking, making it impossible to plan how to feed or clean a baby. Picture: A young woman whose family called her illness “spiritual attack” instead of taking her for medication wanders away after delivery, completely forgetting she even gave birth, leaving the infant behind.

2. Extreme socio-economic deprivation: For many girls in some parts of Ghana such as Kasoa, Madina, or Bekwai, poverty is not a statistic; it is a daily panic. No money for antenatal care, no money for hospital delivery, no money for baby diapers or formula. When a mother cannot feed herself, the thought of feeding another mouth feels impossible. Some mothers say, “I left her where someone richer would find her, because I could not watch her starve to death in my hands.” It is a distorted act of survival.

3. Intense societal stigma and shame: In Ghana, pregnancy outside marriage, teenage pregnancy, or pregnancy from rape can bring extreme family rejection. The girl is called “spoilt,” beaten, banned from church, or sacked from school. The fear of bringing shame to the family name is heavier than the fear of police. So she hides the pregnancy for 9 months, delivers alone, and abandons in secret to protect her family’s “honour.”

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4. Paternal abandonment — The Man Who Ran Away: Behind almost every abandoned baby is a man who vanished. He says, “It is not mine,” or “Abort it,” and switches off his phone. The mother is left utterly isolated — no emotional, financial, or social support. She is criminalised alone, but the abandonment started with him. Psychological research shows paternal denial is one of the strongest predictors of maternal panic and newborn abandonment. 

5. Substance abuse disorders: Alcohol, tramadol, and other drug addiction impair the brain’s executive functioning — the ability to plan, judge consequences, and process emotions. A mother struggling with addiction may give birth in a highly intoxicated or withdrawal state, unable to comprehend the needs of the newborn, leading to neglect and eventual abandonment.

6. The spirit child cultural phenomenon and superstition: In some remote pockets of Northern Ghana and even in few parts of Central and Ashanti regions, public health research shows babies born with congenital deformities, severe disabilities, or whose mothers die in childbirth are branded as “spirit children” or cursed. In extreme instances, families, under cultural pressure, mandate that such babies be exposed or abandoned at shrines or bushes. This is not mental illness, but a harmful cultural belief system that still kills.

The invisible wounds

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On the baby: Risk of death from hypothermia, sepsis, and infection. Survivors suffer Anaclitic Depression and Failure to Thrive due to lack of touch. As adults, they battle Reactive Attachment Disorder, chronic mistrust, and identity crisis — “Why did my mother leave me in a dustbin?”

On the mother: Lifelong hidden grief, intense guilt, chronic PTSD, depression, and elevated suicide risk. A prison cell does not heal this.

On the nation: Overburdened orphanages like Osu Children’s Home, draining health budgets, and overworked Social Welfare officers.

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A righteousness revolution (Part 1)

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“There is no one righteous, not even one; there is no one who understands; no one seeks God. But now a righteousness from God, apart from law, has been made known, to which the Law and the Prophets testify.  This righteousness from God comes through faith in Jesus Christ, to all who believe. For there is no difference;Rom. 3:10, 21-22. (NIV)

Introduction

Dictionaries define righteousness as “behavior that is morally justifiable or right.” Such behavior is characterized by accepted standards of morality, justice, virtue, or uprightness. The Bible’s standard of human righteousness is God’s own perfection in every attribute, every attitude, every behavior, and every word. Thus, God’s laws, as given in the Bible, both describe His own character and constitute the plumb line by which He measures human righteousness.

The bad news is that true and perfect righteousness is not possible for man to attain on his own; the standard is simply too high. The good news is that true righteousness is possible for mankind, but only through the cleansing of sin by Jesus Christ and the indwelling of the Holy Spirit. We have no ability to achieve righteousness in and of ourselves. But Christians possess the righteousness of Christ, because  For He made Him who knew no sin to be sin for us, that we might become the righteousness of God in Him.” – 2 Corinthians 5:21. This is an amazing truth. On the cross, Jesus exchanged our sin for His perfect righteousness so that we can one day stand before God and He will see not our sin, but the holy righteousness of the Lord Jesus.

Establishing our hearts in righteousness

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“Keep your heart with all diligence, for out of it spring the issues of life” – Proverbs 4:23

According to the above verse in Proverbs, our heart is the source of our life. Our life flows from our heart. The Holy Spirit resides in the spirit of the born again Christian. So there is a strong influence of the Holy Spirit in the heart of the new-born Christian. But our heart is also comprised of our soul. As Christians we can choose to focus our soul on the Lord, or on evil things. If we focus on corrupt, immoral, and evil things our heart will be affected detrimentally. It will cause our heart to be crooked or wicked, instead of straight or righteous. So the Scripture says to keep, or guard, our heart. It is wise to protect our heart as what we allow to dominate our heart will inevitably become the fruit, or influence the outcome, of our lives.

One way to approach life is to continually ask the question, “How will this decision or action affect my heart?” Everything we do, every thought we entertain, everything we watch, read, or listen to, shapes our heart. Therefore, the future prosperity of our life will flow from how well we care for our heart.

Think of everything you do, every moment of time, as a seed. We have been given responsibility for choosing which seeds to plant in our heart. What will you grow in the garden of your heart? What seeds will you choose? Our heart is our garden, and our life is the fruit of our garden. So next time you are tempted to dwell on a bad thought, think, “Do I want this seed to grow and manifest in my life?” Next time you are tempted to indulge in a sinful action ask yourself, “Do I want the extension, or fruit, of this sinful action to be what I am known for?”

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God gives us the freedom to plant whatever we like in our garden. God loves us regardless of the good or bad choices we may make in our lives. You may be reaping the fruit of some poor choices right now. And God is still saying, “I love you.” But He has wise advice for us; He desires we have a good life. He says, “Guard you heart with all diligence.” This Hebrew word translated ‘diligence’ conveys the meanings of: prison and guard (ibid). A superintendant of a prison is very particular as to what goes in and out of his prison. A prison has very tight security. Just as a superintendant watches over his prison, so we should also supervise our heart (our lives). We should exercise meticulous security with regards to what enters into our heart. Actually, even what comes out of it, as the Scripture says, “ Wherefore, my beloved brethren, let every man be swift to hear, slow to speak, slow to wrath”James 1:19, as For out of the abundance of the heart the mouth speaks.Matthew 12:34b.

If what goes into, and what comes out of, our heart determines the success of our lives, what is the first important principle to establish in our heart?  “In righteousness you shall be established;” – Isaiah 54:14

Righteousness is the key foundational truth we need to first establish in our heart. Jesus said, But seek first the kingdom of God and His righteousness, and all these things shall be added to you.Matthew 6:33. Notice Jesus said, “His righteousness”, not our own righteousness. We have to seek and understand God’s righteousness. Isaiah 54:14 says, “Their righteousness is of me, saith the Lord.” God’s righteousness comes from God, not from within us. Humans cannot make themselves God’s righteousness, as all humans have sinned and are therefore inferior to God. God’s righteousness is a gift from God:  For He made Him who knew no sin to be sin for us, that we might become the righteousness of God in Him.” – 2 Corinthians 5:21

Righteousness, or right standing with God, has been attained for us through the exchange Jesus made on our behalf. Jesus took our sin and gave us His righteousness. God’s righteousness is imparted to us when we are made a new creature in Christ – 2 Corinthians 5:17. This righteousness is a gift from God and undeserved by us: “For if by the one man’s offense death reigned through the one, much more those who receive abundance of grace and of the gift of righteousness will reign in life through the One, Jesus Christ.”- Romans 5:17

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Through our faith in Jesus’ blood, shed to remit our sins – Romans 3:25, God imparts righteousness to us by His grace. We actually become a new righteous creation, fully identifying in Jesus’ death, burial, resurrection and ascension. This is the foundational miracle we need to understand and have established in our heart. All the other miraculous promises of God come the same way, by God’s grace through faith. Righteousness must be established in our heart for us to truly have faith to receive our rich inheritance in Christ. Jesus has been made unto us righteousness (1 Corinthians 1:30). We are now For all the promises of God in Him are Yes, and in Him Amen, to the glory of God through us”. 2 Corinthians 1:20

Establishing our minds in righteousness

God expects that, when we accept Jesus Christ as our Lord and Savior, we will be radically changed. In Romans 12:2 He tells us, And do not be conformed to this world, but be transformed by the renewing of your mind,

This transformation is to be a metamorphosis, of a magnitude at least comparable to that by which a caterpillar becomes a butterfly. He expects us to become totally different.

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Scripture uses many different images to express the change that should occur:  We become “a new creation; old things have passed away; behold, all things have become new.2 Cor 5:17. It is almost as if we become a new species. Scripture speaks of the “first Adam” who was earthly and fell into sin, and the “second Adam” (Jesus Christ) who was sinless and holy – Rom. 5:12-19; 1 Cor 15:44-49.

We are “made new in the attitude of our minds” – Eph. 4:23.

We “put off our old self” and “put on the new self” – Eph. 4:22,24; Col 3:9-10.

We “live by the Spirit” and not by the flesh – Gal. 5:16; Rom 8:13.

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We become “instruments of righteousness” rather than “instruments of wickedness” – Rom. 6:13.

Each of these metaphors, in a different way, emphasizes the magnitude of the change that is expected. Each is dramatic and astonishing in itself; their cumulative effect is even more powerful. We are talking about a tremendous transformation. It should be visible to others, but its internal effect should be far greater than what others can perceive.

The goal of this transformation

What is the goal of this metamorphosis? Scripture states it in a number of different ways, which overlap and can be seen as different ways of expressing the same basic concept. Scripture often does this, because our minds are inadequate to comprehend, and our language inadequate to express, the full scope of God’s revelation to us.

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To be continued!

Stay blessed!

For further inquiries please contact us on Tel Nos. 0243588467 or 0268130615

Email:  saltnlightministries@gmail.com

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Website: saltandlightministriesgh.org     

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