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Court awards GHC750,000 damages against ABSA Bank for defamation

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A High court in Accra (General Jurisdiction 7) has awarded a cost of GH750,000 against ABSA Bank Ghana Limited for defaming Mr Adri Hopson, a real estate developer.
In 2019, Mr Hopson, the plaintiff sold two separate two-bedroom houses to two employees of the Bank, Isaac Quao and Linda Mokeh.
The plaintiff had stated in his writ of summons filed by his lawyer, Nii Kpakpo Samoa Addo that he was subsequently invited by the Greater Accra Regional Police Command to respond to a complaint of fraud lodged against him by the Bank, the defendant, regarding his sale of encumbered properties to its two employees.
Meanwhile, the plaintiff had argued that the properties were not encumbered in any way, therefore, the act of the defendant in lodging a complaint against him was defamatory.
Mr Hopson contends that he was not involved in any contract or transaction with the defendant Bank.
In his judgement on May 22, the presiding judge, Justice Ali Baba Abature held that the complaint of defrauding by false pretences lodged against the plaintiff by the defendant Bank was defamatory as it was made out of malice without probable and reasonable cause, thereby harming the reputation of the plaintiff as a successful and respected. businessman.
Justice Abature stated that the two workers of the Bank were in occupation of the properties the plaintiff genuinely sold to them, with one of them admitting that she has registered her title to the property she purchased.
Consequently, the judge awarded GH300,000 in general damages to be paid to the plaintiff by the defendant, punitive damages of GH300,000, compensatory damages of GH150,000. and costs, including services cost of GH100,000 against defendant in favour of the plaintiff.
The defendant had told the court that the plaintiff mortgaged the properties he sold to its employees, but Nii Addo, counsel for the plaintiff averred that the
properties the defendant claimed were mortgaged by his client were not the properties sold to the two employees of the defendant.
It was the case of the plaintiff that he dealt with the defendant’s two employees in good faith and did not suppress any material fact from the employees and that malice occurred on the part of the defendant when the complaint of fraud was made to the police with intent to harm his image or reputation.
The defendant, on the other hand, denied all the averments of the plaintiff.
In its statement of defence, ABSA averred that the results of an initial search conducted by its Central Securities Unit (CSU) on the properties sold to its two employees by the plaintiff indicated that there were no encumbrances on the property before it accepted the mentioned employees’ application for a mortgage under its Bank Staff Mortgage Loan Policy.
However, the defendant stated that subsequent investigations at the time the said employees’ mortgage documents were submitted to the Land Title Division for registration of its interest in the properties by virtue of the mortgage loan it granted to the two employees for the purchase of the properties have revealed that the properties the plaintiff sold to its two employees were encumbered as a mortgage had already been registered on the said properties.
Consequently, the defendant’s mortgage interest charge in the two properties could not be registered thereby rendering the mortgage facility it granted to its two mentioned employees unsecure.
As a result, ABSA said its Fraud Risk Management and Investigations Unit was commissioned to conduct forensic investigations into the conduct of the plaintiff, and the investigation report revealed that that the Plaintiff had mortgaged certain properties including the two that Plaintiff sold to its employees to First Trust Savings and Loans for a loan facility.
Defendant therefore lodged a complaint with the Regional Crime Officer of the Greater Accra Regional Police Command to investigate the matter.
BY MALIK SULLEMANA
News
Let’s invest in our children through reading – DCE

Mr Issahak Ibrahim, the Atwima Mponua District Chief Executive (DCE), has stressed the need to invest in initiatives that will encourage school children to read at all times.
He said a nation that invested in reading invested in its future, since a reading child was a potential future leader.
Speaking at the District Reading Festival for 32 schools in the district, at Nyinahin, he said reading strengthened literacy skills and inspired young leaders to unlock their full potentials while nurturing a lifelong love for learning, which leads to success.
Mr Ibrahim, therefore, enjoined teachers, parents, pupils and all stakeholders in the district to inspire every child to discover the limitless possibilities that begin with the act of reading in order to make it reflect the shared commitment to building a generation of confident readers, critical thinkers and lifelong learners in the society.
He pledged his commitment to support and empower more children and help them to achieve higher educational laurels in the area, while championing the cause of reading among children to achieve the related benefits.
“I remain committed to supporting educational initiatives that would empower our children with the knowledge and skills they needed to succeed in an ever-changing world,” he stated.
The festival was organised by the District Directorate of Education in conjunction with the ISMAT Foundation, a local educational non-governmental organisation (NGO) founded by the DCE, to support needy learners in the district and beyond.
The festival was under the theme: “Turn a page to begin a journey.”
The festival was aimed at encouraging and motivating the interest of pupils in reading and general learning.
All the 32 participating pupils from four zones within the district received school bags, exercise books, pens, pencils, erasers, mathematical sets and certificates.
Lawal Kwame from the Botrampa D/A Basic and Sadique Bamba from the Mpasatia African Faith Preparatory schools in the Nyinahin Zone, emerged first in the KG One and two classes, whilst Alice Fosu, Beatrice Sarfowaa and Priscilla Agyemang from the Adiembra Anglican Basic School also in the Nyinahin Zone, came first from Basic One to Basic Three classes respectively.
Ernest Duah from the Mampong Abebrese D/A and Blessing Sika from the Sreso Presby School in the Sreso Zone as well as Eric Osei Agyemang from Adiembra Anglican Basic School came first in the Upper Primary department.
Ms Ama Adwubi Asafu-Adjaye, the District Director of Education, commended the DCE for the programme, which was the first of its kind after the year 2022 one, which was supported by the USAID.
She said a Basic One boy called Obed Awuku from Mampong Abebrese D/A Basic School climbed from the district through a Regional contest, won and placed second at the national level in the year 2022 as one Salam Mohammed of the Otaakrom D/A Islamic Basic School, who also emerged as the 2024 winner in the district also placed fifth among the 16 regional participants even though they had a very short notice for preparation.
She said other achievements encouraged her and her management to make the programme an annual event in June and July as part of the activities on their academic calendar and a source of pride for the district.
She, therefore, encouraged the teachers to work harder to produce talented kids for higher achievements from the area. -GNA
News
Thousands bid farewell at 3-day Adua for Late Yaa Naa

The forecourt of the Gbewaa Palace, was a mixture of rich tradition and emotional scenes as thousands of mourners concluded the three-day adua for the late Overlord of Dagbon, Ndan Yaa Naa Abukari II.
For the period, the Gbewaa Palace became the spiritual and cultural heartbeat of the Dagbon Kingdom as Islamic clerics, traditional rulers, politicians, security personnel and ordinary citizens united in prayer for the repose of the soul of the revered monarch.

From dawn each day, streams of mourners, mostly dressed in traditional smocks and black attire, steadily filled the palace grounds and adjoining streets, transforming the royal seat into a sea of mourners.
Men, women, youth and children sat under canopies and open spaces while verses from the Holy Qur’an echoed across the palace, creating an atmosphere of reverence and reflection.
The air occasionally reverberated with ceremonial gunshots and traditional warrior displays, symbolising honour, bravery and the rich cultural heritage of the Dagbon Kingdom.


The adua, observed in accordance with Islamic tradition following the burial of the Yaa Naa, was attended by eminent Imams and Mallams who offered continuous prayers, seeking Allah’s mercy and eternal peace for the departed King.
Throughout the three-day observance, a steady flow of dignitaries visited the Gbewaa Palace to pay their respects and sign the book of condolence.
Among them were the Northern Regional Minister, Ali Adolf John Mburidiba; the Savannah Regional Minister, Salisu Be-Awuribe Issifu; and the National Chairman of the National Democratic Congress (NDC), Johnson Asiedu Nketia, who joined members of the royal family, traditional rulers and mourners in honouring the late Yaa Naa.

Security remained tight throughout the mourning period, with the Ghana Police Service deploying 450 personnel to ensure law and order.
The officers were stationed at strategic locations, including the Gbewaa Palace, major entry points into Yendi and other key installations, where they managed traffic, maintained public order and provided security for thousands of mourners and visiting dignitaries.
Beyond the official ceremonies, the event reflected the deep respect the people of Dagbon and Ghanaians at large had for the late monarch.
The conclusion of the three-day adua marks another important milestone in the funeral rites of the late Yaa Naa and signals the gradual transition towards the customary processes leading to the selection and enskinment of a new Overlord of the Dagbon Kingdom.
Although the formal three-day prayers have ended, mourning activities continue, with the seventh-day Islamic prayers expected to draw another large gathering of traditional authorities, government officials, religious leaders and well-wishers from across the country.
From: Geoffrey Buta, Yendi







