Features
A befitting farewell service for Apostle Owusu Kwaah, National Head of COP Finland

On Sunday, 16 August 2026, the Church of Pentecost (COP) in Finland held a befitting farewell church service for Apostle Francis Owusu Kwaah, the National Head of COP in Finland. It was a well-attended event and, by all measure, a perfect way to offer a well-deserved gratitude to Apostle Owusu Kwaah for his service and contribution to the growth of the church in Finland.
Apostle Owusu Kwaah arrived in Finland on 22 November 2020 and took up the position as the National Head of COP in Finland, taking over from Apostle Edmund Appiah who then moved to the UK.
Many people extolled the remarkable character and excellent leadership qualities of Apostle Francis Owusu Kwaah.
Achievements of Apostle Owusu Kwaah

A key farewell message stated that under Apostle Owusu Kwaah’s leadership the church has experienced remarkable growth and transformation.
The message said further that there have been significant increases in church membership—two (2) more Assemblies have been added to the church fold while three pastors have been ordained (2 of them have been sent into missions abroad, with the other one is working in Finland).
Testimonies and Appreciations
Testimonies and messages of appreciation were delivered as appeared in the programme by the National Presbytery, the Men’s Ministry, Women’s Ministry, Children’s Ministry, and other well-wishers.
“Our Apostle is known for being approachable and reliable. His warm personality and humility have endeared him to many”, the farewell message further said, adding that his ministry has extended far beyond the walls of the church. He has faithfully visited hospitals, homes, and prisons to preach the word of God, pray with people, and bring hope to those in need.
For the over 20 years that the church has existed after it was started in September 2000 as a prayer group with a small number of devoted persons in Helsinki (see www.copfinland.fi), the COP has had smooth running and change of leadership to its advantage.
Apostle Owusu Kwaah took over from Apostle Edmund Appiah, who was the first to be appointed as National Head of COP in Finland from 2013 until early 2020. Indeed, under the leadership of Apostle Owusu Kwaah, and Apostle Appiah before him, the Church has grown and spread to other cities and towns in Finland.
Apostle’s response
Surrounded by his beloved wife, Mrs Joyce Owusu Kwaah, and their five children, Apostle Owusu Kwaah delivered a powerful and infectious message in response to the messages of gratitude to him and his family for their good work in the church.
He preached the importance of loving God with one’s whole heart. He entreated the audience to love God and do His work to glorify his name.
The Apostle thanked the COP Finland, the numerous friends and well-wishers who supported him and interacted assuredly with him and his family and thus made their stay very comfortable in Finland.
COP’s future and growth in Finland
The COP Finland has become very formidable in the religious space in Finland.
Indeed, it has played a prominent role in the religious or spiritual existence of its members, as well as in people’s social lives as a key aspect of integration into the Finnish society.
The church continues to grow and, for example, it has been one of the major channels through which the Ghana Union Finland (GUF), an association for Ghanaian immigrants in Finland, has made more contacts with members of the Ghanaian immigrant community.
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Features
Unity and diversity of cultures about the African Catholic Chaplaincy in Finland

On Sunday, October 11, 2026, it was the turn of Ghanaian Catholics in Finland to lead the singing in the church service of the African Catholic Chaplaincy in Finland (ACCF).
It was indeed a spirit-filled feeling for worshippers present. And for the Ghanaian migrants, the occasion also brought back to them memories of church services in their home country, Ghana.
The ACCF has a roster for each country/community to sing from time to time. Next Sunday will be the turn of the Nigerian community. Other communities that usually sing are the Kenyan/Tanzanian community, the Cameroonian, the Ugandan, group, etc.
A powerful religious experience
The mass services of the Chaplaincy usually give a powerful religious experience and a display of cultural diversity, especially in occasions such as when the Bishop of Helsinki, Bishop Raimo Goyarrola, celebrated mass with the Chaplaincy on Pentecost Day, May 24, 2026.
There was a similar time of spiritual joy last month (September 27, 2026) when Emeritus Bishop Teemu Sippo, former Bishop of Helsinki, visited the Chaplaincy. Bishop Teemu was the main celebrant, assisted by the Chaplain, Reverend Father Thomas Otieno.
Last Sunday, Reverend Father Bernard Sor, a Ghanaian Catholic priest based in Austria, was the main celebrant in the mass service where he performed a rite of baptism. Fr Bernard had celebrated mass a few months ago when he visited his sister and her husband in Helsinki. 
All these well-attended religious occasions indeed leave lasting memories. The homilies (peaching) by the priests usually emphasize religious tenets such as the importance of loving and serving God in truth, existing in peace with our fellow humans to promote unity in diversity, etc.
Unity in diversity and a colourful display of cultures
The African Chaplaincy church services usually produce impressive displays of diverse cultures from different parts of Africa and elsewhere. The events are often spiced by rich cultural displays of dances and colourful attires which are a delight to watch.

On special occasions, members of the Ghanaian Catholic community, in their gay and colourful kente attire and with adowa dance and music, usually lead the procession into the church. Other communities such as the Cameroonian, Nigerian, Kenyan and Tanzanian as well as Sudanese/South Sudanese groups also put up well-choreographed performances from their cultures.
The African Catholic Chaplaincy in Finland
The African Chaplaincy was founded on June 4, 2017, which was a Pentecost Sunday, in a Pontifical High Mass celebrated by Monsignor Emeritus Sippo S.C.I., the then Bishop of Helsinki, at the St. Mary’s Catholic Parish Church in Helsinki.
The Chaplaincy was created by Bishop Teemu in collaboration with the Diocesan body when they detected a great flocking of African immigrants to Finland, the majority of whom were Catholics. This was to give the immigrants a possibility to integrate into the Finnish society by worshiping as Catholics and in their African cultural identity.
The responsibility of the Chaplaincy was given by Bishop Teemu to Father Dr Leonard Wobilla Shwei, who is thus the first Chaplain and ably led the Chaplaincy. He was succeeded a few years ago by Father Thomas Otieno, who continues to move the Chaplaincy forward. Thank you!
GHANA MATTERS column appears fortnightly. Written in simple, layman’s terms, it concentrates on matters about Ghana and beyond. It focuses on everyday life issues relating to the social, cultural, economic, religious, political, health, sports, youth, gender, etc. It strives to remind us all that Ghana comes first. The column also takes a candid look at the meanings and repercussions of our actions, especially those things we take for granted or even ignore. There are key Ghanaian values we should uphold rather than disregard with impunity. We should not overlook the obvious. We need to search for the hidden or deeply embedded values and try to project them.
With Dr Perpetual Crentsil
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The price of ‘I do’: Why money honesty is the real marriage insurance –Part 2
She did not find out he was cheating. She found out he was drowning.
It was two weeks after their beautiful wedding. The jollof was still in the fridge. A loan officer called her number-not his-and politely asked, “Madam, please tell your husband to pay his overdue loan. We have been calling him.”
That was how she discovered her new husband had entered their marriage with a hidden debt of over GH¢ 40,000. No cheating. No other woman. Just a financial secret.
And that is how many Ghanaian marriages begin to die. Not with a shout, but with a secret alert on a phone.
We prepare for the wedding. We do not prepare for the wallet.
What is money honesty?
Let me define it simply. Money honesty is not that you both earn the same. It is that you both know the same. It is the ability to sit down and say without fear:
“This is how much I earn.”
“This is how much I owe.”
“This is how I was raised to see money.”
“This is what scares me about money.”
Financial transparency is not about control. It is about clarity. You cannot build trust on top of secrets.
Many couples tell me, “Counsellor, we love each other, love will handle money.” I always answer, “Love is the car, but money honesty is the fuel. Love without honesty cannot move.”
How To Buy Your Marriage Insurance Today – My 5-Step Protocol
If you are engaged, newly married, or even 20 years in marriage, you can still fix this. At Counsellor Prince & Associates Consult—CPAC, this is what I give couples:
Step 1: The 90-Minute Money Naked Session.
No phones, no blame. Each partner writes down on paper: Monthly income, monthly debts, monthly family obligations, savings, and your biggest money fear. Then you exchange papers. Read it. Don’t react for 24 hours. Just absorb.
Step 2: Create OUR Money, YOUR Money, My Money.
You need three pots. OUR money for rent, food, school fees, utilities, properties, and the like— joint contribution. YOUR money and MY money—a small agreed allowance no one questions. This stops the feeling of being controlled.
Step 3: The No-Secret Debt Rule.
Agree from today: No new loan, no new hire purchase, no new family financial commitment above GHS 500 without telling each other first. Not permission, but information.
Step 4: Talk About Your Money Personality.
Are you a Spender or a Saver? Are you Risky or Safe? Most Ghanaian marriages are a Spender married to a Saver. Neither is wrong. But if you don’t understand your partner’s personality, you will call his saving “stinginess” and her spending “wastefulness.”
Step 5: Do a Monthly 30-Minute Money Date
Not an argument date. Light, with tea. “How did we do this month? What worried you? What should we plan for next month?” Couples who do this divorce far less.
My Final Word
Before you say “I Do” at the altar, have pre-marital counselling and also have the money talk on the sofa.
Ask your partner:
“If I lost my job today, how long can we survive?”
“What debt are you bringing into this marriage?”
“How much do you send to your family monthly and will that continue?”
If he or she gets angry that you asked, don’t get married yet. A person who is angry about accountability will be abusive about money.
Marriage insurance is not bought at Star Assurance or Enterprise. It is bought in honest conversations when no one is watching.
The wedding costs one day. The marriage costs a lifetime. Don’t enter a lifetime contract and covenant with hidden costs.
You can still insure your marriage today.
Source:
Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.
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