Features
X-mas: Prudent expenditure needed

One of the glorious events that has captured and attracted the minds of many people, both Christians and non- Christians, is Christmas which signifies the birth of Christ who descended from his Father in heaven to this earth to suffer and save men and women in the world.
There are some non-Christians who even celebrate Christmas in a special way more than Christians themselves. This is good because it shows that irrespective of our religious beliefs, there is always the need to recognise that there is someone who came unto the world to save mankind.
REFLECT ON CHRIST
Christmas is a period to reflect on Christ not just about His birth but about His entire life on this earth and how He preached the good news to turn away people from their sinful life in order to live good lives and to bring quality life as deserved by all men and women created in the image of God.
Throughout the world, people celebrate Christmas in various ways. Indeed, Christmas serves as an occasion in which people send messages of joy to friends and relations everywhere.
NORM OF CELEBRATION
Apart from church services, people celebrate the occasion with their families as well as friends or even non-friends in the neighbourhood. This has become the norm of celebration in the world.
As part of the celebration, a lot of attention is focused on the preparation of special meals for visitors who may come and visit us at home. Sometimes, friends and relations visit places of interest such as the beaches and other interesting sites as part of their excursion to various parts of the country.
While it becomes necessary for certain people to embark upon travelling expedition, inside or outside the country, many a time, people prefer to spend Christmas in their home country or towns. Whatever it is, some high expenditure is incurred as a result of travel or visits to places of interest.
SPECIAL MEALS
At the same time, it is interesting to note that special meals are prepared to serve visitors and to make them happy.
This is not to say that it is only during Christmas that special preparations are made and expenses incurred to make people happy and to let them feel special during this occasion.
TOUGH TIMES
With the COVID and the Russia-Ukraine war, many parts of the world have been greatly infected with problems that have made people uncomfortable particularly with regard to our social and economic life.
Parents are finding it very difficult to finance the health needs of their family members as well as their own children. In other words, economic life has become very difficult, tough and unbearable in the world today.
There are many people who find it very difficult to make ends meet. They include people in both developed and developing countries.
DEVELOPED WORLD
In the United Kingdom, United States, Germany, France and other parts of the developed world, life is not easy and there are times when commodities considered precious are rationed among consumers.
It is also important to note that people sometimes travel long distances to buy fuel so as to be able to move their vehicles to places that they may need to go. In Mexico for example, we are told that people drive all the way to border areas with the US to buy fuel at cheaper prices.
What this means is that all over the world, things have become unbearable. There are many people who even think that probably the events of today signify the end of the world even though this may not be the case because in times past, many similar difficult situations had been encountered.
GERMAN EXPERIENCE
During the 1st and the 2nd World Wars for example, the entire globe at the time experienced terrible growth. One country that suffered terribly during the 2nd world war was Germany. In Germany at that time, inflation was far higher than what is being experienced in Ghana today.
The money in Germany lost its value to the extent that people had to carry huge sums of money in their bags to be able to buy certain products including basic necessities. It was simply very difficult to even come across basic needs of life so conditions at that period became more difficult than is being experienced in Ghana and many other African countries including the very terrible economic conditions being encountered in certain parts of the world.
LIMITED FINANCIAL RESOURCES
When these conditions emerge, it becomes necessary for every person to keep his or her financial resources well and put them to the best economic use. In other words, needless things ought to be overlooked by way of expenditure. It is only essential products, including basic medicines that ought to be bought whenever necessary.
It is often said that we have every opportunity to do whatever we like in this world yet only the essential and needful ought to be undertaken by way of expenditure. If this is done, it will go a long way to help reserve our limited financial resources so that we can survive the present financial conditions and overcome the challenges we are facing today.
This is achievable. If this is the case, then we need to work rigidly and assiduously towards achieving this goal to make life better for us all.
MEASURED EXPENDITURE
In view of the economic difficulties being encountered in the country, other African countries and also the rest of the world, it has become necessary for every person to become very circumspect when it comes to expenditure on goods and services so as to be able to preserve some financial resources for the family.
Measured expenditure is what is needed today. Unmeasured expenditure in times of plenty or abundance should be made to wait until we see great improvement in our economic conditions.
What is important in these difficult times, is to avoid unnecessary expenditure and only undertake expenditures that are necessary. Some of the expenditures that are necessary are those we cannot do without such as medicine, food and shelter as well as clothing.
PREVENTIVE HEALTHCARE
When it comes to basic medicine, we cannot look on when people are sick so we will have to cough out money to cater for those who are sick.
Medical care is expensive so it is important for us to practise preventive healthcare.
Preventive healthcare is where we make special efforts to prevent sicknesses from coming our way in order to stay healthy throughout the period. If we observe basic personal hygiene and keep our surroundings clean, we can be healthy and prevent diseases from attacking us. Choked gutters ought to be desilted. Again, the water we drink must also be clean so that infection of diseases cannot be possible in our lives.
Other preventive health measures ought to be observed so that we will not throw away money on diseases that can be prevented.
HEALTHY BALANCED DIET
One other way of staying healthy is by having enough rest at all times and also eating good food. Eating good food does not necessarily mean eating expensive food. What it means is that we need to go by healthy balanced diet such as gari, beans and fried plantain and some of our delicious local meals that are not expensive.
It is some of these local meals that help us to stay healthy. We also need to avoid excessive sugar, salt, and fat and oil. If we are able to keep away from these things, we will stay healthy and avoid using the little money we have for medical care.
AVOID EXCESSIVE ALCOHOL INTAKE
Again, it is important to avoid any other thing that can make us sick such as excessive intake of alcohol. Excessive alcohol may result in destroying certain organs in the body such as the kidney, the heart and other internal organs.
It is generally known that we need to meet our basic necessities of life. These basic necessities are food, clothing and shelter.
With regard to food, the point has already been made that we need not necessarily eat expensive foods that may not even be healthy. Rather, what we need is healthy balanced food to make us strong and healthy, keeping us away from falling sick.
LOOK DECENT
In the case of clothing, we need to be content with what we already have. We must avoid the purchase of expensive clothing in order to impress upon friends and neighbours during this Xmas season. The important thing is to look decent in your clothes but not to buy expensive clothes to mark the occasion.
Another basic necessity of life is shelter. We must learn to live in simple houses and put in simple furniture and other items that may be needed in the house.
MODERATION
Cars are good because they serve useful purpose but we need to go in for simple ones that do not consume too much fuel especially at this time when fuel prices are very expensive all over the world. Here in Ghana, it is not very easy to buy fuel regularly for our vehicles.
For this reason, when it becomes necessary, we may need to park our vehicles whenever necessary and walk some distances in our neighbourhood. We may have to join public transport such as buses and other commercial vehicles so that our cost of living can be minimised.
These are measures that can be taken by ourselves, without any compulsion, so as to be able to save some money for ourselves.
We need to do all these to make our Christmas celebration more meaningful to show to the world that we make judicious use of the little resources we have to make ourselves happy. This is how we can celebrate Christmas in a simple way.
Email address/whatsApp number of author:
Pradmat201@gmail.com (0553318911
By Dr. Kofi Amponsah-Bediako
Features
Abigail Fremah: The calm authority behind Ghana’s rise in armwrestling refereeing

When Abigail Fremah steps up to the Armwrestling table, the noise fades, the tension settles, and order takes over.
Despite a calm, but firm and meticulous disposition, she has become one of the quiet forces shaping Ghana’s growing reputation in the sport, not as an athlete, but a referee trusted on the continental stage.
Abigail’s journey into Armwrestling did not begin at the table. Like many Ghanaian sports enthusiasts, she grew up playing several disciplines. Football was her first love, but she also featured in volleyball and basketball during her school years. Sports, she says, was simply a way of life not just for her.
“It runs through the family. All my siblings are into sports,” she stated.
“I was involved in almost every sport in school, football, volleyball, netball, hockey; I did everything,” she recalls.
Her academic background in Health, Physical Education and Recreation laid a solid foundation for her sporting career. While on scholarship at the university (University of Cape Coast), she often used her modest budget to support young athletes, sometimes sharing skills and even T-shirts at programmes she attended. Giving back, she explains, has always been part of her motivation.

However, as she matured as an athlete, Abigail made a critical self-assessment.
“Armwrestling involves a lot of strength,” she admits. “Looking at my body type, I realised I couldn’t fit properly as a competitive athlete.”
That moment of honesty pushed her to a different trajectory but equally important path in sports; which is officiating.
During her National Service, she was encouraged by Mr Charles Osei Asibey, the President of the Ghana Armwrestling Federation (GAF), to consider officiating. He introduced her to a technical official, Mr Hussein Akuerteh Addy, who formally took her through the basics of Armwrestling officiating in 2021.

“I started as a case official,” she says. “We moved from region to region every week, officiating competitions. That’s where it all began.”
By 2022, Abigail was actively involved in national assignments, though she missed the African Championship that year. Her breakthrough came in 2023, when Ghana hosted the African Armwrestling Championship.
It was her first experience officiating at a major international competition and it changed everything.
“That was my first national and international exposure at the same time,” she says. “It really opened my eyes.”
Today, Abigail is a World Junior Armwrestling Referee, a status earned through performance, consistency and discipline. She explains that progression in officiating was not automatic.
“It’s all about performance, your appearance at African Championships, your conduct, how you handle pressure; that’s what takes you to the world level,” she stressed.
As a referee, Abigail’s priority is safety and fairness. Armwrestling, she notes, comes with risks, particularly injuries to the wrists, elbows, shoulders and arms.
“If athletes don’t follow the rules or refuse to listen to officials, injuries can happen,” she explains, adding that focus was everything.
Before every match, she ensures that all equipment which includes elbow pads, hand pegs and table alignment were properly set. Athletes are not allowed to cover their elbows, must grip correctly, and must follow the referee’s commands precisely.
“We make sure everything is fixed before the grip,” she says. “Once we say ‘Ready… Go’, there should be no confusion.”
She is also firm on discipline. Warnings are issued for infractions, and repeated misconduct attracts penalties.
“The referee must be respected, if you don’t listen, the rules will deal with you,” she says.
Abigail credits her confidence partly to her sporting family background. Her mother was a volleyball player, while other family members also participated in sports. Though they were initially concerned about her safety, her rise to the top reassured them.
“They were afraid at first,” she admits. “But they were also very proud, especially because some of them never got the opportunity to reach this level.”
Looking ahead, Abigail is optimistic about the future of Armwrestling in Ghana. In less than a decade, the country has produced African and world-level medalists, a sign, she believes, of great things to come for Ghana.
“Whenever we go out, we come back with medals such as gold and silver,” she says, and to her that was a sign of growth.
In the next five to ten years, Abigail sees herself rising to become a World Master Referee, the highest officiating level in the sport. Until then, her routine remains intense, training four times a week, working closely with athletes, standing on her feet for hours, and constantly refining her understanding of the rules.
“I love this sport,” she says simply. “That love is what keeps me going.”
Abigail encouraged women to be bold and intentional about their place in sports saying “don’t limit yourself because of fear or stereotypes.”
She also urged women to invest in learning, discipline and consistency, stressing that respect was earned through performance.
For Abigail, as Ghana’s armwrestlers continue to make their mark, she will remain where she is most effective at the table, ensuring the game is played right.
By Esinam Jemima Kuatsinu
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Features
Waakye girl – Part 3proofread
As he had promised Aperkeh, the elderly man and his wife and three daughters stopped by Aperkeh’s parents’ house. Mr Amando and his family were preparing to settle in for the night.
“Brother Ben and family”, Mr Joshua Amando said warmly, “although I know you are here on a matter that can hardly be described as joyous, it is still good to see you. You are welcome. Please sit down while I bring you water”.
“Yes, we will take water, even though we are hardly thirsty, because this is our home”.
“Okay, Ben”, he started after they had drank, “Let me go straight to the point. My daughter Priscilla has told me about the goings on between her brother Aperkeh and our daughter Stella.
Before informing me, Priscilla had expressed concern to Aperkeh about some habits he is adopting, especially the late nights and the drinking. She tells me that one Saturday morning, she was there when Stella complained about his drinking and some girls who had come to the house to look for him, and he assaulted her.
I called him and complained, but all he could say was that I don’t know what caused him to react that way, so I could not judge him. Now he does not answer my calls.
I have sent Priscilla to his house to call him, but he has refused to come. Unfortunately, Ben, my son is a much different person than the young boy who completed university and started work at the bank. I am really embarrassed about his treatment of Stella”.
“Joshua, let me assure you that even though what is happening is very unfortunate, it will not affect our relationship.
We have been friends since childhood, and I thought that with their parents’ blessing, the relationship between Aperkeh and Stella would grow to become a blessing to all of us. But there appears to be a real challenge now.
Stella thinks that Aperkeh wants her out of his house, and indeed Aperkeh himself told me that, about an hour ago.
So I’m taking my daughter home. I suggest that you do what you can to straighten him out, but if it does not work out, let’s accept the situation and continue to be one family.
I am sure that being the well behaved girl that she is, Stella will meet a young man who will cherish her. Fortunately, this problem is happening early in the day, so they can sort things out if possible, or move on with their lives if they are unable to stay together”.
“I’m really grateful for that, Ben. I will do my best in the next few days to reason with him, because apart from the relationship with Stella, Aperkeh is risking his job and career with this lifestyle.
A good job and salary offers an opportunity to gather momentum in life, not to destroy yourself”.
“Okay Brother Joshua. We will say goodnight. I hope to hear positive news from you”.
As he descended in the lift from the fourth to the ground floor, Aperkeh wondered who would be waiting at the reception to see him at nine on Monday morning. He had spent good time with both of his new girls during the weekend, so it had to be someone else. He got out of the lift and pulled a face when he saw Priscilla.
“Priscilla”, he said as he sat down by her, “what do you want here? You know Monday morning is a busy time at the bank. I am a very busy person, so say what you want, I have work to do”.
“You are very funny, Aperkeh. You are telling me, your sister, that you have work to do, so I should hurry up? Okay, Dad says I should advise you to come home tonight, because he wants to discuss the issue of Stella with you. He sent me to you twice, and you did not come.
He has tried to call you quite a number of times, but you have refused to answer his calls. He says that if you do not come tonight, you will be very surprised at what he will do. He says you will not like it at all, so better come.
“What is all this? Why won’t you people leave me alone? Stella is very disrespectful. I told her that if she wanted to continue to live in my house, she must obey me. It is that simple.
She chose to continue ordering me about, controlling me in my own house, so I told her that if she could not live under my conditions she should leave. And she left. In fact, her own father came and took her away. So what again?’’
“How did she disobey or control you? Was she complaining about your continuous drinking and late nights? And did you slap her on several occasions because of that? Did you tell her that if she could not live under your conditions she should leave? You actually said that to her father? You have forgotten that before she came to live with you, our two parents met and agreed, and gave it their blessing?’
“Why don’t you leave, Priscilla? I don’t have to listen to all that”. “Okay, I will go. Your father who gave birth to you and educated you to university level sends me to you, and you ask me to leave? I wish you would defy him, and refuse to come home as he’s telling you, because he is planning to give you the discipline you badly need. Let me tell you. Stella is such a beautiful and decent girl, and I assure you that someone will grab her before you say Jack. You are only 30 years old, and you have already become a drunkard”.
As he walked towards the lift, Aperkeh decided on what to do. He would go home, and calmly listen to what his father had to say. The old man was very unpredictable, and he wouldn’t dare ignore him. So he would take all the insults and threats, but as for Stella she was history. According to Priscilla, Stella was beautiful and all that, but she had not seen the two curvaceous princesses who were all over him, ready to do anything he asked. And these were not barely literate waakye girls, but university graduates from wealthy homes, really classy girls. With stuff like that, who needs a waakye girl? He smiled as he took his seat.
A few minutes to five, Aperkeh was packing up to leave for home to meet his dad when his phone rang. It was Priscilla.
“Aperkeh, Dad says you don’t need to bother to come. Stella’s dad says she came to him early this morning to plead that she would rather stay at home than return to your house. She thinks you are already decided to be rid of her, and she does not want to risk being assaulted again. So it’s done. You can go ahead and enjoy the nice life you have started”.
Before he could tell her to go to hell, Priscilla hanged up the line. He was partially stung that his dad had virtually cut him off. The last thing anyone would want was to fall out of relationship with his own family, which had always supported him.
But the truth was he was no longer interested in Stella. What was wrong with going by one’s feelings? He could only hope that one day, his parents and sister would try to reason with him.
By Ekow de Heer




