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Where are we rushing to?

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Sometimes you wonder what is going on especially the period before Christ­mas, in terms of the road incidents.

Yesterday, heading towards town, on my way to lay a wreath on my late wife’s grave, on the anniversary of her burial, I saw cars ahead of me suddenly indicating that they want to move into the middle lane from the inner lane.

I then saw, as I inched along, the reason for moving into the middle lane. Appar­ently an Uber vehicle had hit the side of a Mercedes Benz car and they were arguing and trying to sort things out.

It was apparent that the cause of the incident was due to rushing to get ahead of the Benz. A few moments of pa­tience from both drivers could have avoided that incident.

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It just does not make sense that you are in so much of a hurry that you could not let reason prevail for one of you to exercise restraint, to allow the other vehicle to pass and now both of you are wasting precious time on the road, the very thing you were trying to avoid in the first place.

There is another aspect that is related to this rushing that has to be addressed. People are no longer willing to show empathy with others, such that for a driver to pause for another driver to pass to join the traffic or to cross to the other lane is becoming non-existent these days.

We seem to be selfish in most cases which then caus­es drivers to rush to join the traffic after waiting and waiting without any one giving him or her the opportunity to move to join the traffic. I was tempted to be callous by ignoring vehicles that wanted to cross from my right to join the opposite traffic coming from the Ghana Law School entrance toward Tema Sta­tion, earlier this week due to the behaviour of some drivers toward me.

However, I remembered that I was a Christian and a higher standard of empathy is required of me, so I paused for them to cross from the exit point of the filling station to join the traffic going in the opposite direction.

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I nearly knocked down two people earlier this week due to their lack of safety I suppose or is it a lack of focus on the streets. I think safety education needs to be inten­sified because of what hap­pened on Monday.

How on earth would anyone attempt to cross a road, in front of a vehicle when a traf­fic light has just shown green? It really beats my imagination but that was exactly what happened and how I did not kill her, is attributable only to divine intervention.

Shortly before this incident, I had narrowly avoided hitting another person, who also crossed in front of me when I was about to join a main road with traffic coming from my left side so I was focused on my left side.

A vehicle was ahead of me and so was waiting to move as soon as it moves. The vehicle moved and just as I was about to follow, this young lady just showed up at my right fender and again I would say it was only by divine intervention that she escaped either seri­ous injury or even death.

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The level of selfish con­siderations in the country is becoming alarming by the day and it is something that must be addressed. The normal Ghanaian attitude of toler­ance towards each other is now gradually vanishing from our society and is very worry­ing.

People are becoming much more inward looking and if something is not going to ben­efit him or her, they are just not interested. There are a few people who still do what is right and they should be commended to continue the good works.

My advice to my fellow Ghanaians is that, let us stop this rushing when we are driving especially as Christ­mas is approaching so we can save ourselves from avoidable incidents. God bless.

By Laud Kissi-Mensah

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Unity and diversity of cultures about the African Catholic Chaplaincy in Finland

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Photo_Bishop Raimo_left_ and Fr Thomas
Photo_Bishop Raimo_left_ and Fr Thomas

On Sunday, October 11, 2026, it was the turn of Ghanaian Catholics in Finland to lead the singing in the church service of the African Catholic Chaplaincy in Finland (ACCF). 

It was indeed a spirit-filled feeling for worshippers present. And for the Ghanaian migrants, the occasion also brought back to them memories of church services in their home country, Ghana. 

The ACCF has a roster for each country/community to sing from time to time. Next Sunday will be the turn of the Nigerian community. Other communities that usually sing are the Kenyan/Tanzanian community, the Cameroonian, the Ugandan, group, etc.

Photo_Emeritus Bishop Teemu-left- and Fr Thomas

A powerful religious experience

The mass services of the Chaplaincy usually give a powerful religious experience and a display of cultural diversity, especially in occasions such as when the Bishop of Helsinki, Bishop Raimo Goyarrola, celebrated mass with the Chaplaincy on Pentecost Day, May 24, 2026. 

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There was a similar time of spiritual joy last month (September 27, 2026) when Emeritus Bishop Teemu Sippo, former Bishop of Helsinki, visited the Chaplaincy. Bishop Teemu was the main celebrant, assisted by the Chaplain, Reverend Father Thomas Otieno.

Last Sunday, Reverend Father Bernard Sor, a Ghanaian Catholic priest based in Austria, was the main celebrant in the mass service where he performed a rite of baptism. Fr Bernard had celebrated mass a few months ago when he visited his sister and her husband in Helsinki. 

Photo_Ghanaian Catholics procession

All these well-attended religious occasions indeed leave lasting memories. The homilies (peaching) by the priests usually emphasize religious tenets such as the importance of loving and serving God in truth, existing in peace with our fellow humans to promote unity in diversity, etc.   

Unity in diversity and a colourful display of cultures

The African Chaplaincy church services usually produce impressive displays of diverse cultures from different parts of Africa and elsewhere. The events are often spiced by rich cultural displays of dances and colourful attires which are a delight to watch. 

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Photo_Fr Thomas_Fr Bernard with Ghanaian Catholics

On special occasions, members of the Ghanaian Catholic community, in their gay and colourful kente attire and with adowa dance and music, usually lead the procession into the church. Other communities such as the Cameroonian, Nigerian, Kenyan and Tanzanian as well as Sudanese/South Sudanese groups also put up well-choreographed performances from their cultures.

The African Catholic Chaplaincy in Finland

The African Chaplaincy was founded on June 4, 2017, which was a Pentecost Sunday, in a Pontifical High Mass celebrated by Monsignor Emeritus Sippo S.C.I., the then Bishop of Helsinki, at the St. Mary’s Catholic Parish Church in Helsinki.

The Chaplaincy was created by Bishop Teemu in collaboration with the Diocesan body when they detected a great flocking of African immigrants to Finland, the majority of whom were Catholics. This was to give the immigrants a possibility to integrate into the Finnish society by worshiping as Catholics and in their African cultural identity. 

The responsibility of the Chaplaincy was given by Bishop Teemu to Father Dr Leonard Wobilla Shwei, who is thus the first Chaplain and ably led the Chaplaincy. He was succeeded a few years ago by Father Thomas Otieno, who continues to move the Chaplaincy forward. Thank you!

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GHANA MATTERS column appears fortnightly. Written in simple, layman’s terms, it concentrates on matters about Ghana and beyond. It focuses on everyday life issues relating to the social, cultural, economic, religious, political, health, sports, youth, gender, etc. It strives to remind us all that Ghana comes first. The column also takes a candid look at the meanings and repercussions of our actions, especially those things we take for granted or even ignore. There are key Ghanaian values we should uphold rather than disregard with impunity. We should not overlook the obvious. We need to search for the hidden or deeply embedded values and try to project them.

With Dr Perpetual Crentsil

perpetual.crentsil@yahoo.com

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The price of ‘I do’:  Why money honesty is the real marriage insurance –Part 2 

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She did not find out he was cheating. She found out he was drowning.

It was two weeks after their beautiful wedding. The jollof was still in the fridge. A loan officer called her number-not his-and politely asked, “Madam, please tell your husband to pay his overdue loan. We have been calling him.”

That was how she discovered her new husband had entered their marriage with a hidden debt of over GH¢ 40,000. No cheating. No other woman. Just a financial secret.

And that is how many Ghanaian marriages begin to die. Not with a shout, but with a secret alert on a phone.

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We prepare for the wedding. We do not prepare for the wallet.

What is money honesty?

Let me define it simply. Money honesty is not that you both earn the same. It is that you both know the same. It is the ability to sit down and say without fear:

“This is how much I earn.”

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“This is how much I owe.”

“This is how I was raised to see money.”

“This is what scares me about money.”

Financial transparency is not about control. It is about clarity. You cannot build trust on top of secrets.

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Many couples tell me, “Counsellor, we love each other, love will handle money.” I always answer, “Love is the car, but money honesty is the fuel. Love without honesty cannot move.”

How To Buy Your Marriage Insurance Today – My 5-Step Protocol

If you are engaged, newly married, or even 20 years in marriage, you can still fix this. At Counsellor Prince & Associates Consult—CPAC, this is what I give couples:

Step 1: The 90-Minute Money Naked Session.

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No phones, no blame. Each partner writes down on paper: Monthly income, monthly debts, monthly family obligations, savings, and your biggest money fear. Then you exchange papers. Read it. Don’t react for 24 hours. Just absorb.

Step 2: Create OUR Money, YOUR Money, My Money.

You need three pots. OUR money for rent, food, school fees, utilities, properties, and the like— joint contribution. YOUR money and MY money—a small agreed allowance no one questions. This stops the feeling of being controlled.

Step 3: The No-Secret Debt Rule.

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Agree from today: No new loan, no new hire purchase, no new family financial commitment above GHS 500 without telling each other first. Not permission, but information.

Step 4: Talk About Your Money Personality.

Are you a Spender or a Saver? Are you Risky or Safe? Most Ghanaian marriages are a Spender married to a Saver. Neither is wrong. But if you don’t understand your partner’s personality, you will call his saving “stinginess” and her spending “wastefulness.”

Step 5: Do a Monthly 30-Minute Money Date

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Not an argument date. Light, with tea. “How did we do this month? What worried you? What should we plan for next month?” Couples who do this divorce far less.

My Final Word

Before you say “I Do” at the altar, have pre-marital counselling and also have the money talk on the sofa.

Ask your partner:

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“If I lost my job today, how long can we survive?”

“What debt are you bringing into this marriage?”

“How much do you send to your family monthly and will that continue?”

If he or she gets angry that you asked, don’t get married yet. A person who is angry about accountability will be abusive about money.

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Marriage insurance is not bought at Star Assurance or Enterprise. It is bought in honest conversations when no one is watching.

The wedding costs one day. The marriage costs a lifetime. Don’t enter a lifetime contract and covenant with hidden costs.

You can still insure your marriage today.

Source:

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Counselor Prince Offei, CPAC’s founder, is a leading Mental Health Professional, Marriage Counsellor, Author, ADR Expert/Arbitrator, and Spectator Newspaper Columnist. He writes on relationships, marriage, parenting, special needs support, and their connection to mental health. For therapy, counselling, or enquiries, contact Counselor Prince & Associates Consult (CPAC) in Accra on 0559850604 / 0551428486.

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