My sister is a scam

Dear Obaa Yaa,

 I will report my sister to the police and have her arrested if it comes to that. I gave her money for a business and she used the money to get married.

My sister called that she wanted GH¢10,000 for something urgent.

She said it was for a business she wanted to start and that the person getting her the stock to sell was in China and was asking for that amount.

I sent the money to her in two instalments. I sent GH¢5,000 first and, a week later, sent another GH¢5,000.

The next day after I’d sent the last instalment, my mom called to tell me my younger sister was getting married. 

 Nadia, Akosombo.

Dear Nadia,

Your anger and sense of betrayal are understandable. You lent your sister GH¢10,000 based on her claim that she needed capital to start a business, only to discover shortly afterward that she had used the money for her wedding.

Anyone in your position would feel deceived. Before involving the police, have a direct and calm conversation with her. Ask her why she misrepresented the purpose of the loan and whether she still intends to repay the money within the agreed period. Give her an opportunity to explain herself and honour her commitment.

If she acknowledges the debt, insist on a clear repayment plan, preferably in writing, stating how and when she will repay the money. This can help prevent future misunderstandings.

Since this is a family matter, consider involving trusted relatives or elders to mediate if discussions become difficult. Family relationships can be damaged permanently by legal battles, so every effort should be made to resolve the matter amicably first.

However, if your sister refuses to repay the money, denies receiving it as a loan, or continuously avoids accountability, you may seek legal advice to understand your options. Keep records of the transfers, messages, and any conversations that show the money was given as a loan.

For now, focus on seeking repayment and accountability rather than punishment. Recovering your money and preserving family relationships, if possible and that should be the primary goal.